463 S 5th St, Independence, OR 97351 Property Records

Polk County property record for 463 S 5th St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 920 sqft · built 1925
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on Record
Last Sale	$187,500 (Apr 2021)
Tax Bill	$1,906 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08428-BD-03200`

Property Details

APN / Parcel Number

Primary APN	`08428-BD-03200`
Alternative APN	`205928`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
Gross Area	1,296 sqft
1st Floor Area	920 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,801 sqft (0.225 acres)
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	136 sqft
Deck Area	186 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	205928
Street Address	463 S 5TH ST
City	INDEPENDENCE
State	OR
Zip	97351-1919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	HILLS TOWN OF INDEPENDENCE LOT 6 BLOCK 16
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	HILLS TOWN OF INDEPENDENCE
Legal Block	16
Legal Lot Number	6
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	3
Census Block	3042
Census Tract	20305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	463 S 5TH ST, INDEPENDENCE, OR 97351-1919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 16, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 25, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2021 · Amount on Record
Deed Sale	Apr 16, 2021 · Amount on Record
Deed Document Number	20216598
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	463 S 5TH ST, INDEPENDENCE, OR 97351-1919
Transaction Type	Mortgage
Record Updated	Feb 21, 2024
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 S 5TH ST, INDEPENDENCE, OR 97351-1919

Mortgage

Document Number	0000001022
Date	Feb 14, 2024
Instrument	2024-001022

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	May 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Apr 16, 2021
Property Address	463 S 5TH ST, INDEPENDENCE, OR 97351-1919
Document Number	0000006598
Instrument Date	Apr 15, 2021
Instrument	2021-006598
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 S FIFITH ST, INDEPENDENCE, OR 97351

Mortgage

Document Number	0000006599
Date	Apr 16, 2021
Instrument	2021-006599

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	463 S 5TH ST, INDEPENDENCE, OR 97351-1919
Document Number	0000012934
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 3, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 S 5TH ST INDEPENDENCE OR 973511919, INDEPENDENCE, OR 97351-1919

Mortgage

Document Number	0000012934
Date	Oct 27, 2017
Instrument	12934

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,580 (+3%) Land $41,770 Building $65,810	$288,000 (+6.8%) Land $150,000 Building $138,000
2025	$1,906.00 (+3.81%)	$104,450 (+3%) Land $40,550 Building $63,900	$269,660 (-5.51%) Land $135,000 Building $134,660
2024	$1,836.00 (-2.5%)	$101,410 (+3%) Land $39,370 Building $62,040	$285,380 (-1.89%) Land $137,000 Building $148,380
2023	$1,883.00 (+8.91%)	$98,460 (+2.99%) Land $38,220 Building $60,240	$290,890 (+13.5%) Land $138,200 Building $152,690
2022	$1,729.00	$95,600 Land $37,110 Building $58,490	$256,280 Land $117,500 Building $138,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hunter Communications.

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