558 Carmel Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 558 Carmel Dr, Melbourne, FL 32940 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,431 sqft · built 1995
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jul 2003)
Tax Bill	$3,347 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone A (high risk)
APN	`26-36-11-79-*-67`

Property Details

APN / Parcel Number

Primary APN	`26-36-11-79-*-67`
Alternative APNs	`26-36-11-79-00000.0-0067.00` `2615328`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,431 sqft Living Area
Gross Area	3,200 sqft
1st Floor Area	2,431 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	538 sqft
Porch	Screened/Unfinished Porch
Porch Area	231 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2615328
Street Address	558 CARMEL DR
City	MELBOURNE
State	FL
Zip	32940-7787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST LAKE VILLAGE UNIT TWO LOT 67
Legal Range	36E
Legal Township	26S
Legal Section	11
Legal Subdivision	WEST LAKE VILLAGE UNIT TWO
Legal Lot Number	67
Legal Unit	2
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	3
Census Block	3003
Census Tract	63109

Owner

Source: Brevard County records · APN 26-36-11-79-*-67

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	558 CARMEL DR, MELBOURNE, FL 32940-7787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2003 · Amount on Record
Deed Sale	Jul 28, 2003 · Amount on Record
Deed Document Number	2003226332
Deed Book / Page	4993 / 2616
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	558 CARMEL DR, MELBOURNE, FL 32940-7787
Transaction Type	Mortgage
Record Updated	Jul 02, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082250281
Date	Jul 30, 2018
Book Page	8225/0281
Instrument	2018169909

Lender

Name	PNC BANK NA
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 14, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,870 (+2.7%)	$458,710 (-2.06%)
2025	$3,347.00 (+10.57%) Homeowner's exemption	$239,410 (+5.98%)	$468,340 (+0.67%)
2023	$3,027.00 (+7.3%) Homeowner's exemption	$225,900 (+3%)	$465,240 (+9.05%) Land $95,000 Building $370,240
2022	$2,821.00 Homeowner's exemption	$219,330	$426,630 Land $95,000 Building $331,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090631093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 149 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	149 in force 141 of 149 on primary residences
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.