546 Carmel Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 546 Carmel Dr, Melbourne, FL 32940

Property Summary

Property TypeSingle Family Home
Details2,443 sqft · built 1995
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Tax Bill$905 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Flood ZoneZone A (high risk)
APN26-36-11-79-00000.0-0070.00

Property Details

APN / Parcel Number

Primary APN26-36-11-79-00000.0-0070.00
Alternative APN
  • 2615331

Interior

Stories1 Story
Building Area2,443 sqft Living Area
Gross Area3,408 sqft
1st Floor Area2,443 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
View / LotLake Front
Garage TypeAttached
Garage Area600 sqft
PorchFinished/Open Porch
Porch Area366 sqft
Patio Area630 sqft

Location & Zoning

Account Number2615331
Street AddressCONFIDENTIAL
StateFL
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST LAKE VILLAGE UNIT TWO LOT 70
Legal SubdivisionWEST LAKE VILLAGE UNIT TWO
Legal Lot Number70
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group3
Census Block3003
Census Tract63109

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 7, 1997
Transfer Doc3647001102
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address546 CARMEL DR, MELBOURNE, FL 32940-7787
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address546 CARMEL DR, MELBOURNE, FL 32940-7787

Mortgage

Document Number0105822921
DateMar 27, 2026
Book Page10582/2921
Instrument2026061709
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34994
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$336,110 (+2.7%)$460,110 (-2.1%)
2025$905.00 (-77.63%) Veteran's exemption$327,280$469,980
2024$4,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 149 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies149 in force
Nearby Flood Claims2 (2008–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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