1. Home
  2. Florida
  3. Brevard County
  4. Melbourne
  5. Carmel Dr

545 Carmel Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 545 Carmel Dr, Melbourne, FL 32940

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,311 sqft · built 1999
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$445,000 (Sep 2020)
Tax Bill$5,455 (2025)
Deeds & MortgagesNov 2022 Transfer
Sep 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-36-11-79-*-75

Property Details

APN / Parcel Number

Primary APN26-36-11-79-*-75
Alternative APNs
  • 26-36-11-79-00000.0-0075.00
  • 2615336

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,311 sqft Living Area
Gross Area3,671 sqft
1st Floor Area2,311 sqft
Bonus RoomBonus Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2011
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
View / LotLake Front
Garage TypeAttached
Garage Area630 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area394 sqft
Deck Area527 sqft
Patio Area204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2615336
Street Address545 CARMEL DR
CityMELBOURNE
StateFL
Zip32940-7789
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionWEST LAKE VILLAGE UNIT TWO LOT 75
Legal Range36E
Legal Township26S
Legal Section11
Legal SubdivisionWEST LAKE VILLAGE UNIT TWO
Legal Lot Number75
Legal Unit2
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group3
Census Block3005
Census Tract63109

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address545 CARMEL DR, MELBOURNE, FL 32940-7789
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 11, 2020Warranty Deed, Transfer · VA Mortgage
FREEDOM MORTGAGE CORP
Jun 16, 2020Deed of Trust, Mortgage · Line of Credit
SPACE COAST CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2020 · Amount on Record
Deed SaleSep 11, 2020 · Amount on Record
Prior SaleMar 25, 1999
Deed Document Number2020196983
Deed Book / Page8851 / 2457
Last Transfer DateNov 16, 2022
Transfer Doc0096571525
Record UpdatedSep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateNov 16, 2022
Property Address545 CARMEL DR, MELBOURNE, FL 32940-7789
Document Number0096571525
Book / Page9657 / 1525
Map ReferenceMB 38 PG 91
Instrument DateNov 16, 2022
Instrument2022270074
Transaction TypeTransfer
Record UpdatedDec 5, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address382 CYPRESS POINT DR, 382, MELBOURNE, FL 32940-7747

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 CARMEL DR, MELBOURNE, FL 32940-7789

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateSep 11, 2020
Property Address545 CARMEL DR, MELBOURNE, FL 32940-7789
Document Number0088512457
Book / Page8851 / 2457
Map ReferenceMB 38 PG 91
Instrument DateAug 28, 2020
Instrument2020196983
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyALLIANCE TITLE INS AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,115.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2670 BALLYDOYLE LN, 2670, MELBOURNE, FL 32940-8099

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 CARMEL DR, MELBOURNE, FL 32940-7789

Mortgage

Document Number88512459
DateSep 11, 2020
Instrument8851/2459
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address545 CARMEL DR, MELBOURNE, FL 32940-7789
Document Number0087742003
Instrument DateJun 16, 2020
Transaction TypeMortgage
Record UpdatedJul 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address545 CARMEL DR MELBOURNE FL 329407789, MELBOURNE, FL 32940-7789

Mortgage

Document Number0087742003
DateJun 23, 2020
Book Page008774/002003
Instrument132748
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 22, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$430,180 (+2.7%)$507,140 (-1.83%)
2025$5,455.00 (+6.75%) Homeowner's exemption Veteran's exemption$418,880 (+5.98%)$516,570 (+0.11%)
2024$5,110.00 (+1.53%)
2023$5,033.00 (+7.31%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$395,230 (+3%)$516,000 (+7.83%) Land $104,500 Building $411,500
2022$4,690.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$383,720$478,530 Land $104,500 Building $374,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 149 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies149 in force
Nearby Flood Claims2 (2008–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Carmel Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures