5577 Val Verde Rd, Loomis, CA 95650 Property Records

Placer County property record for 5577 Val Verde Rd, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,737 sqft · built 1974
Lot Size	2.3 acres (100,188 sqft)
Owner	Trust Name on File
Tax Bill	$2,087 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036-163-006-000`

Property Details

APN / Parcel Number

Primary APN	`036-163-006-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,737 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	100,188 sqft
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5577 VAL VERDE RD
City	LOOMIS
State	CA
Zip	95650-9442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RABX
Legal Description	2.3 A FR SEC 23 11 7
Legal Range	7E
Legal Township	11N
Legal Section	23
Legal Subdivision	CAROLINDA RANCH ESTATES
Legal Lot Number	36
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2046
Census Tract	20607

Owner

5577 Val Verde Rd is owner-occupied and held in a trust since January 2006.

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	5577 VAL VERDE RD, LOOMIS, CA 95650-9442
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Deed of Trust, Mortgage · FHA Mortgage ENNKAR INC
Aug 27, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 13, 2006
Transfer Doc	0000007424
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5577 VAL VERDE RD, LOOMIS, CA 95650-9442
Document Number	0000097522
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5577 VAL VERDE RD LOOMIS CA 956509442, LOOMIS, CA 95650-9442
Investor	Possibly a Property Investor

Mortgage

Document Number	0000097522
Date	Sep 8, 2020
Instrument	97522

Lender

Name	ENNKAR INC
Address	1036 W TAFT AVE, ORANGE, CA 92865-4100

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	900 Months
Due	Sep 7, 2095

Interest

Rate Type	Adjustable Rate
Rate	3.19%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5577 VAL VERDE RD, LOOMIS, CA 95650-9442
Document Number	0000097523
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	NATIONAL CLOSING SOLUTIONS TITLE, NATIONAL CLOSING SOLUTIONS TIT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5577 VAL VERDE RD LOOMIS CA 956509442, LOOMIS, CA 95650-9442
Investor	Possibly a Property Investor

Mortgage

Document Number	0000097523
Date	Sep 8, 2020
Instrument	97523

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	900 Months
Due	Sep 7, 2095

Interest

Rate Type	Adjustable Rate
Rate	3.19%

Tax Assessment & Valuation

The 2025 property tax bill for 5577 Val Verde Rd was $2,087 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$158,923 (+2%) Land $23,780 Building $135,143
2025	$2,087.00 Homeowner's exemption	$155,808 Land $23,314 Building $132,494
2023	$2,039.00 (+0.99%) Homeowner's exemption	$149,759 Land $22,409 Building $127,350
2022	$2,019.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5577 Val Verde Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5577 Val Verde Rd is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath, Succeed.Net.

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