5481 Pratt Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 5481 Pratt Rd, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,136 sqft · built 1900
Lot Size10 acres (437,778 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Jun 2014)
Tax Bill$1,148 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN010-008-020-00

Property Details

APN / Parcel Number

Primary APN010-008-020-00

Interior

Full Baths1 Bath
Building Area2,136 sqft Living Area
1st Floor Area1,113 sqft
Basement Area1,023 sqft
Unfinished Basement1,023 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area437,778 sqft (10 acres)
Garage Area780 sqft
Total Buildings4 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address5481 PRATT RD
CityLAPEER
StateMI
Zip48446-9740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionSEC 8 T6N R9E PT OF W 1/2 OF NW 1/4 BEG AT A PT ON N SEC LINE THAT IS N 89 DEG 35'34 E 141.90 FT FROM NW CORN; TH N 89 DEG
Legal Range09E
Legal Township06N
Legal Section08
JurisdictionLAPEER MI
Township / Civil DivisionHADLEY
Census Block Group1
Census Block1014
Census Tract342000

Owner

Source: Lapeer County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5481 PRATT RD, LAPEER, MI 48446-9740
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2014 · Amount on Record
Deed SaleJun 25, 2014 · Amount on Record
Prior SaleNov 14, 1997 · Amount on Record
Deed Book / Page2713 / 841
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address5481 PRATT RD, LAPEER, MI 48446-9740
Document Number0031050258
Instrument DateMay 15, 2020
Transaction TypeMortgage
Record UpdatedJul 24, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5481 PRATT RD LAPEER MI 484469740, LAPEER, MI 48446-9740

Mortgage

Document Number0031050258
DateJun 4, 2020
Book Page003105/000258
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJun 3, 2045

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 14, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionHadley Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,148.00 (-63.67%) Homeowner's exemption$175,000 (+19.54%)$350,000 (+19.54%)
2023$146,400$292,800
2022$3,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Starlink
Satellite
280 / 30
Bitwise
Fixed Wireless
100 / 10
Verizon
Fixed Wireless
25 / 6
T-Mobile
Fixed Wireless
25 / 3
AT&T
Fixed Wireless
25 / 3

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