5570 Oak Leaf Cir, Placerville, CA 95667 Property Records

El Dorado County property record for 5570 Oak Leaf Cir, Placerville, CA 95667

Property Summary

Property Type	Home Plus Accessory Dwelling Unit
Details	3 bd · 2 ba · 1,742 sqft · built 1980
Lot Size	2.24 acres (97,574 sqft)
Owner	2 Trust Names on Record
Last Sale	$675,000 (Dec 2020)
Tax Bill	$7,881 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`078-220-018-000`

Property Details

APN / Parcel Number

Primary APN	`078-220-018-000`
Alternative APN	`0782201810`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,742 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Construction Type	Wood
Lot Area	97,574 sqft (2.24 acres)
Terrain	Wooded
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,742 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0782201810
Street Address	5570 OAK LEAF CIR
City	PLACERVILLE
State	CA
Zip	95667-9510
Property Category	Residential
Property Type	Residential > Single Family > Home Plus Accessory Dwelling Unit
Legal Description	SEC 33 10 12
Legal Range	12
Legal Township	10
Legal Section	33
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	3
Census Block	3015
Census Tract	31406

Owner

Source: El Dorado County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Co-owner	Co-owner on Record
Mailing Address	5570 OAK LEAF CIR, PLACERVILLE, CA 95667-9510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Dec 3, 2020	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 3, 2020 · Amount on Record
Deed Sale	Dec 3, 2020 · Amount on Record
Prior Sale	Feb 26, 2014
Deed Document Number	2020-0070259
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	5570 OAK LEAF CIR, PLACERVILLE, CA 95667-9510
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5570 OAK LEAF CIR, PLACERVILLE, CA 95667-9510

Mortgage

Document Number	0000052150
Date	Aug 11, 2021
Instrument	2021-0052150

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Dec 3, 2020
Property Address	5570 OAK LEAF CIR, PLACERVILLE, CA 95667-9510
Document Number	0000070259
Instrument Date	Nov 19, 2020
Instrument	2020-0070259
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5570 OAK LEAF CIR, PLACERVILLE, CA 95667-9510

Mortgage

Document Number	0000070260
Date	Dec 3, 2020
Instrument	2020-0070260

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,881.00 (+4.45%) Homeowner's exemption	$730,641 (+4.04%) Land $189,425 Building $541,216
2023	$7,545.00 (+1.23%) Homeowner's exemption	$702,270 Land $182,070 Building $520,200
2022	$7,453.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	25 / 3

May also be available: Verizon.

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