El Dorado County property record for 5454 Oak Leaf Cir, Placerville, CA 95667
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,122 sqft · built 1993 |
| Lot Size | 7.49 acres (326,264 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $819,000 (Sep 2024) |
| Tax Bill | $7,068 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 093-070-046-000 |
| Primary APN | 093-070-046-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,122 sqft Living Area |
| 1st Floor Area | 2,122 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Wood |
| Lot Area | 326,264 sqft (7.49 acres) |
| Terrain | Gentle Slope |
| View / Lot | Average |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,122 sqft |
| Cooling System | Central |
|---|---|
| Water Source | Well |
| Street Address | 5454 OAK LEAF CIR |
|---|---|
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-9510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | U |
| Legal Description | SEC 33 10 12 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 31406 |
Source: El Dorado County assessment roll, as of August 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5454 OAK LEAF CIR, PLACERVILLE, CA 95667-9510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · VA Mortgage EXTREME LOANS LLC |
| Jan 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2024 · Amount on Record |
| Deed Sale | Sep 30, 2024 · Amount on Record |
| Prior Sale | Mar 26, 2002 · Amount on Record |
| Deed Document Number | 202427840 |
| Prior Transfer Date | Aug 19, 2005 |
| Prior Transfer Doc | 0000072933 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 5454 OAK LEAF CIR, PLACERVILLE, CA 95667-9510 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5454 OAK LEAF CIR, PLACERVILLE, CA 95667-9510 |
| Document Number | 0000009320 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026-0009320 |
| Name | EXTREME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 5454 OAK LEAF CIR, PLACERVILLE, CA 95667-9510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 6417 FIANNA HILLS DR, FORT WORTH, TX 76132-4488 |
| Document Number | 0000004233 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 2022-0004233 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: El Dorado County assessment roll, as of August 18, 2025
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Gold Oak Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,068.00 (+19.98%) | $821,896 (+56.53%) Land $272,896 Building $549,000 |
| 2024 | $5,891.00 (+2.38%) | |
| 2023 | $5,754.00 (+1.09%) | $525,072 Land $141,982 Building $383,090 |
| 2022 | $5,692.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.1% of the US · above 86% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 25 / 3 |
May also be available: Verizon.
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