Middlesex County and Lowell City property record for 557 Central St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,052 sqft · built 1910 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $45,000 (Mar 1994) |
| Tax Bill | $4,198 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | B05750 |
| Primary APN | B05750 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 3,052 sqft Living Area |
| Gross Area | 3,884 sqft |
| 1st Floor Area | 1,676 sqft |
| Basement Area | 660 sqft |
| Unfinished Basement | 460 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Triplex |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,049 sqft (0.07 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | B05750 |
|---|---|
| Street Address | 557 CENTRAL ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-2614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TMU |
| Legal Block | 1125 |
| Legal Lot Number | 557 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 311900 |
557 Central St is held in a trust since March 1994.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 42 DOWLING DR, LOWELL, MA 01854-1083 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 1994 · Amount on File |
| Deed Sale | Mar 28, 1994 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 557 Central St was $4,198.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,198.00 | $369,900 (+8.06%) Land $134,600 Building $235,300 | $582,172 (+4.49%) |
| 2025 | $342,300 (+5.36%) Land $125,800 Building $216,500 | $557,175 (+5.83%) | |
| 2024 | $324,900 (+9.65%) Land $117,600 Building $207,300 | $526,490 | |
| 2023 | $296,300 Land $102,200 Building $194,100 | ||
| 2020 | $3,221.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 557 Central St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 557 Central St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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