Middlesex County and Lowell City property record for 571 Central St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,299 sqft · built 1880 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (Nov 1989) |
| Tax Bill | $5,950 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O01490 |
| Primary APN | O01490 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,299 sqft Living Area |
| Gross Area | 4,926 sqft |
| 1st Floor Area | 1,529 sqft |
| Basement Area | 1,259 sqft |
| Unfinished Basement | 1,259 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,049 sqft (0.07 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | O01490 |
|---|---|
| Street Address | 571 CENTRAL ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-2654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TMU |
| Legal Block | 1125 |
| Legal Lot Number | 571 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 311900 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 571 CENTRAL ST, LOWELL, MA 01852-2654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2021 | Deed of Trust, Mortgage · ARM HANSCOM FCU |
| Jun 19, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU |
| Feb 20, 2020 | Deed of Trust, Mortgage · Balloon Mortgage HANSCOM FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 1989 · Amount on File |
| Deed Sale | Nov 17, 1989 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 571 CENTRAL ST, LOWELL, MA 01852-2654 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36337-104 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 36337/104 |
| Instrument | 58112 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Nov 1, 2028 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 571 CENTRAL ST, LOWELL, MA 01852-2654 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33068-164 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | 33068/164 |
| Instrument | 23716 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 571 CENTRAL ST, LOWELL, MA 01852-2654 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33849-175 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 33849/175 |
| Instrument | 7641 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,950.00 (+8.3%) | $524,200 (+9.53%) Land $114,200 Building $410,000 | $556,088 (-5.36%) |
| 2025 | $5,494.00 (-1.47%) | $478,600 (+2.22%) Land $106,700 Building $371,900 | $587,575 (+6.02%) |
| 2024 | $5,576.00 (+5.15%) | $468,200 (+9.65%) Land $96,300 Building $371,900 | $554,230 |
| 2023 | $5,303.00 | $427,000 Land $83,700 Building $343,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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