Middlesex County and Lowell City property record for 540 Central St, Lowell, MA 01852
| Property Type | Unusable Land (Remnant, Steep, Etc.) |
|---|---|
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Company Name on File |
| Last Sale | $469,000 (Sep 2014) |
| Tax Bill | $125 (2026) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P06800 |
| Primary APN | P06800 |
|---|---|
| Alternative APNs |
|
| Lot Area | 2,614 sqft (0.06 acres) |
|---|
| Account Number | P06800 |
|---|---|
| Street Address | 540 CENTRAL ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-2615 |
| Property Category | Other |
| Property Type | Other > Unusable Land (Remnant, Steep, Etc.) |
| Local Zoning Code | TMU |
| Legal Block | 1125 |
| Legal Lot Number | 540 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 311900 |
540 Central St is owned by a company that bought it in September 2014.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 25 LIVINGSTON ST, LOWELL, MA 01852-4670 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2014 · Amount on File |
| Deed Sale | Sep 5, 2014 · Amount on File |
| Deed Book / Page | 28453 / 224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 540 CENTRAL ST, LOWELL, MA 01852-2615 |
| Document Number | 34118-87 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 50 COLBURN AVE DRACUT MA 01826, DRACUT, MA 01826 |
| Document Number | 34118-87 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 034118/000087 |
| Instrument | 225 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 540 Central St was $125, up 5.9% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $125.00 (+5.93%) | $11,000 (+6.8%) Land $11,000 |
| 2025 | $118.00 (+6.31%) | $10,300 (+10.75%) Land $10,300 |
| 2024 | $111.00 (+9.9%) | $9,300 (+14.81%) Land $9,300 |
| 2023 | $101.00 | $8,100 Land $8,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 540 Central St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 540 Central St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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