557 Bird St, Elgin, IL 60123 Property Records

Kane County property record for 557 Bird St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,403 sqft · built 1909
Lot Size	0.223 acres (9,702 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Dec 2021)
Tax Bill	$5,368 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-11-380-002`

Property Details

APN / Parcel Number

Primary APN	`06-11-380-002`

Interior

Full Baths	1 Bath
Stories	5 Stories
Building Area	1,403 sqft Living Area
Gross Area	2,386 sqft
Basement Area	983 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Construction Type	Frame
Lot Area	9,702 sqft (0.223 acres)
Lot Dimensions	147 ft deep x 66 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	557 BIRD ST
City	ELGIN
State	IL
Zip	60123-2824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEARS ADDN LOT 10
Legal Subdivision	SEARS ADDN
Legal Block	3
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3032
Census Tract	854600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	557 BIRD ST, ELGIN, IL 60123-2824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Warranty Deed, Transfer · FHA Mortgage AMRES CORPORATION
Nov 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE COMPANY LLC
Jan 2, 2018	Warranty Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC
Mar 31, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	Jan 2, 2018 · Amount on Record
Deed Document Number	202193910
Prior Transfer Date	Nov 18, 2020
Prior Transfer Doc	0000072396
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 20, 2021
Property Address	557 BIRD ST, ELGIN, IL 60123-2824
Document Number	0000093910
Instrument Date	Dec 13, 2021
Instrument	2021K093910
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	557 BIRD ST, 557, ELGIN, IL 60123-2824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 BIRD ST, ELGIN, IL 60123-2824

Mortgage

Document Number	0000093911
Date	Dec 20, 2021
Instrument	2021K093911

Lender

Name	AMRES CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Nov 23, 2020
Property Address	557 BIRD ST, ELGIN, IL 60123-2824
Document Number	0000072396
Instrument Date	Nov 18, 2020
Instrument	2020K072396
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 BIRD ST, ELGIN, IL 60123-2824

Mortgage

Document Number	0000072397
Date	Nov 23, 2020
Instrument	2020K072397

Lender

Name	CHERRY CREEK MORTGAGE COMPANY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate	3%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 2, 2018
Property Address	557 BIRD ST, ELGIN, IL 60123-2824
Document Number	0000000112
Instrument Date	Dec 15, 2017
Instrument	2018K000112
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	491 S BELMONT AVE APT 6, 6, ELGIN, IL 60123-6935
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000113
Date	Jan 2, 2018
Instrument	2018K000113

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 31, 2017
Property Address	557 BIRD ST, ELGIN, IL 60123-2824
Document Number	0000016349
Instrument Date	Mar 30, 2017
Instrument	16349
Transaction Type	Transfer
Record Updated	May 3, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1991 CASTLE PINES CIR ELGIN IL 601236850, ELGIN, IL 60123-6850

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,368.00 (+15.79%) Homeowner's exemption	$78,372 (+8.57%) Land $16,394 Building $61,978	$235,210 (+8.57%) Land $49,202 Building $186,008
2024		$72,186 (+21.39%) Land $15,100 Building $57,086	$216,645 (+21.44%) Land $45,318 Building $171,327
2022	$4,636.00 (+4.79%) Homeowner's exemption	$59,465 (+6.96%) Land $12,439 Building $47,026	$178,395 (+6.96%) Land $37,317 Building $141,078
2021	$4,424.00 Homeowner's exemption	$55,596 Land $11,630 Building $43,966	$166,788 Land $34,890 Building $131,898

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Bird St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures