543 Bird St, Elgin, IL 60123 Property Records

Kane County property record for 543 Bird St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,171 sqft · built 1900
Lot Size	0.177 acres (7,700 sqft)
Owner	Individual Name on Record
Last Sale	$106,500 (Mar 2020)
Tax Bill	$5,986 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-11-380-017`

Property Details

APN / Parcel Number

Primary APN	`06-11-380-017`
Alternative APN	`0611380016`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,171 sqft Living Area
Gross Area	2,049 sqft
1st Floor Area	1,171 sqft
Basement Area	878 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	7,700 sqft (0.177 acres)
Lot Dimensions	100 ft deep x 77 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	543 BIRD ST
City	ELGIN
State	IL
Zip	60123-2824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEARS ADDITION LOT 7 & 8 (EX THE NLY 50 FT OF LOT 8) DESC IN DOC 2002K062216 DATED 05-14-02 (EX PT OF LOT 8 DESC IN DOC 2004K086307 DATED 06-30-04)
Legal Subdivision	SEARS ADDN
Legal Block	3
Legal Lot Number	7,8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3032
Census Tract	854600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	938 ASCOT DR, ELGIN, IL 60123-6759
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 20, 2021	Quit Claim Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC
Mar 12, 2020	Warranty Deed, Transfer · Line of Credit RFLF 1 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2020 · Amount on Record
Deed Sale	Mar 12, 2020 · Amount on Record
Prior Sale	Jun 29, 2007 · Amount on Record
Deed Document Number	202013059
Last Transfer Date	Nov 5, 2020
Transfer Doc	0000004887
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	543 BIRD ST, ELGIN, IL 60123-2824
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026625
Date	Jun 25, 2019
Instrument	2019K026625

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2029

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jan 20, 2021
Property Address	543 BIRD ST, ELGIN, IL 60123-2824
Document Number	0000004887
Instrument Date	Nov 5, 2020
Instrument	2021K004887
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	938 ASCOT DR, 938, ELGIN, IL 60123-6759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 ASCOT DR, ELGIN, IL 60123-6759

Mortgage

Document Number	0000004888
Date	Jan 20, 2021
Instrument	2021K004888

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 12, 2020
Property Address	543 BIRD ST, ELGIN, IL 60123-2824
Document Number	0000013059
Instrument Date	Mar 6, 2020
Instrument	13059
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	543 BIRD ST ELGIN IL 601232824, ELGIN, IL 60123-2824

Mortgage

Document Number	13060
Date	Mar 12, 2020
Instrument	13060

Lender

Name	RFLF 1 LLC
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,986.00 (+15.96%)	$78,475 (+8.57%) Land $17,638 Building $60,837	$235,519 (+8.57%) Land $52,935 Building $182,584
2024		$72,281 (+21.39%) Land $16,246 Building $56,035	$216,930 (+21.44%) Land $48,758 Building $168,172
2022	$5,162.00 (+3.95%)	$59,542 (+6.96%) Land $13,383 Building $46,159	$178,626 (+6.96%) Land $40,149 Building $138,477
2021	$4,966.00	$55,667 Land $12,512 Building $43,155	$167,001 Land $37,536 Building $129,465

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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