537 Bird St, Elgin, IL 60123 Property Records

Kane County property record for 537 Bird St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 790 sqft · built 1878
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Jun 2019)
Tax Bill	$4,361 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-380-009`

Property Details

APN / Parcel Number

Primary APN	`06-11-380-009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	790 sqft Living Area
Gross Area	1,580 sqft
1st Floor Area	790 sqft
Basement Area	790 sqft

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Construction Type	Frame
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	100 ft deep x 66 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	537 BIRD ST
City	ELGIN
State	IL
Zip	60123-2824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEARS ADDN LOT 6
Legal Subdivision	SEARS ADDN
Legal Block	3
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3032
Census Tract	854600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	537 BIRD ST, ELGIN, IL 60123-2824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2019 · Amount on Record
Deed Sale	Jun 12, 2019 · Amount on Record
Prior Sale	Jun 4, 2013 · Amount on Record
Deed Document Number	201924181
Prior Transfer Date	Feb 22, 1999
Prior Transfer Doc	0000005886
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 12, 2019
Property Address	537 BIRD ST, ELGIN, IL 60123-2824
Document Number	0000024181
Instrument Date	May 29, 2019
Instrument	24181
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	537 BIRD ST ELGIN IL 601232824, ELGIN, IL 60123-2824

Mortgage

Document Number	24182
Date	Jun 12, 2019
Instrument	24182

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,361.00 (+15.77%) Homeowner's exemption	$65,175 (+8.57%) Land $14,714 Building $50,461	$195,603 (+8.57%) Land $44,160 Building $151,444
2024		$60,031 (+21.39%) Land $13,553 Building $46,478	$180,165 (+21.44%) Land $40,675 Building $139,490
2022	$3,767.00 (+4.96%) Homeowner's exemption	$49,451 (+6.96%) Land $11,164 Building $38,287	$148,353 (+6.96%) Land $33,492 Building $114,861
2021	$3,589.00 Homeowner's exemption	$46,234 Land $10,438 Building $35,796	$138,702 Land $31,314 Building $107,388

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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