5559 Cherry St, Saint Leonard, MD 20685 Property Records

Calvert County property record for 5559 Cherry St, Saint Leonard, MD 20685

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,356 sqft · built 2001
Lot Size0.462 acres (20,131 sqft)
Owner2 Individual Names on Record
Last Sale$335,333 (Apr 2018)
Tax Bill$4,650 (2025)
Deeds & MortgagesJun 2020 Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-235354

Property Details

APN / Parcel Number

Primary APN01-235354
Alternative APNs
  • 1235354
  • 235354

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,356 sqft Total Area
Basement Area560 sqft
Finished Basement560 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area20,131 sqft (0.462 acres)
PorchSlab
Porch Area336 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number235354
Street Address5559 CHERRY ST
CitySAINT LEONARD
StateMD
Zip20685-2649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLT 54R CALVERT BEACH ESTS
Legal SubdivisionCALVERT BEACH ESTATES
Legal Lot Number54R
JurisdictionCALVERT MD
Township / Civil Division1, SOLOMONS ISLAND
Census Block Group1
Census Block1048
Census Tract861100

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5559 CHERRY ST, SAINT LEONARD, MD 20685-2649
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Apr 30, 2018Grant Deed, Transfer · VA Mortgage
EQUITY RSRCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2018 · Amount on Record
Deed SaleApr 30, 2018 · Amount on Record
Prior SaleOct 21, 2002 · Amount on Record
Deed Book / Page5180 / 26
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address5559 CHERRY ST, SAINT LEONARD, MD 20685-2649
Document Number0056630460
Instrument DateJun 25, 2020
Transaction TypeMortgage
Record UpdatedAug 25, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5559 CHERRY ST ST LEONARD MD 206852649, ST LEONARD, MD 20685-2649

Mortgage

Document Number0056630460
DateAug 7, 2020
Book Page005663/000460
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressFLINT, MI 48501-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 6, 2050

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCALVERT MD
Recording DateApr 30, 2018
Property Address5559 CHERRY ST, SAINT LEONARD, MD 20685-2649
Document Number0051800026
Book / Page005180 / 000026
Instrument DateApr 18, 2018
Transaction TypeTransfer
Record UpdatedMay 8, 2018
Title CompanyLAKESIDE TITLE COMPANY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$335.33
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5559 CHERRY ST ST LEONARD MD 206852649, ST LEONARD, MD 20685-2649

Mortgage

Document Number51800034
DateApr 30, 2018
Book Page005180/000034
Lender
NameEQUITY RSRCS
TypeFunding / Finance Company
AddressNEWARK, OH 43055
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 29, 2048

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$443,800 (+23.21%) Land $108,800 Building $335,000$443,800 (+23.21%) Land $108,800 Building $335,000
2025$4,650.00 (+24.27%)
2023$3,742.00 Homeowner's exemption$360,200 Land $108,800 Building $251,400$360,200 Land $108,800 Building $251,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 122 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies122 in force
Nearby Flood Claims17 (2003–2025)
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 85% of Maryland
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEACHES WATER CO-OPERATIVE
private · serves 2,000 people · EPA ID MD0040009
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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