Calvert County property record for 5637 Cherry St, Saint Leonard, MD 20685
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,196 sqft · built 1967 |
| Lot Size | 0.346 acres (15,089 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Nov 2004) |
| Tax Bill | $3,555 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-045369 |
| Primary APN | 01-045369 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,196 sqft Total Area |
| Basement Area | 1,016 sqft |
| Finished Basement | 1,016 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 15,089 sqft (0.346 acres) |
| Garage Type | Detached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 045369 |
|---|---|
| Street Address | 5637 CHERRY ST |
| City | SAINT LEONARD |
| State | MD |
| Zip | 20685-2606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LTS 7 & PT 6 BLK 8 SEC C FLAG HARBOR HGTS |
| Legal Subdivision | 8 TO 12 SECTION C LONG BEACH ON THE BAY |
| Legal Block | 8 |
| Legal Lot Number | 7 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 861100 |
5637 Cherry St is owned and occupied by two individuals who bought it in November 2004.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5637 CHERRY ST, SAINT LEONARD, MD 20685-2606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Dec 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2004 · Amount on File |
| Deed Sale | Nov 8, 2004 · Amount on File |
| Deed Document Number | 200451624 |
| Deed Book / Page | 2332 / 302 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 5637 CHERRY ST, SAINT LEONARD, MD 20685-2606 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Title Company | BAY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0062770443 |
|---|---|
| Date | May 9, 2022 |
| Book Page | 6277/443 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 5637 CHERRY ST, SAINT LEONARD, MD 20685-2606 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2022 |
| Title Company | BAY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0061790002 |
|---|---|
| Date | Dec 23, 2021 |
| Book Page | 6179/2 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 5637 Cherry St was $3,555 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $340,700 Land $93,500 Building $247,200 | $340,700 Land $93,500 Building $247,200 | |
| 2025 | $3,555.00 | ||
| 2023 | $2,722.00 Homeowner's exemption | $262,000 Land $93,500 Building $168,500 | $262,000 Land $93,500 Building $168,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5637 Cherry St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 122 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 17 (2003–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5637 Cherry St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEACHES WATER CO-OPERATIVE private · serves 2,000 people · EPA ID MD0040009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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