5552 Cherry St, Saint Leonard, MD 20685 Property Records

Calvert County property record for 5552 Cherry St, Saint Leonard, MD 20685

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,356 sqft · built 2001
Lot Size	0.494 acres (21,539 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Aug 2025)
Tax Bill	$4,588 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-235389`

Property Details

APN / Parcel Number

Primary APN	`01-235389`
Alternative APNs	`1235389` `235389`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,356 sqft Total Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,539 sqft (0.494 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	216 sqft
Deck Area	560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	235389
Street Address	5552 CHERRY ST
City	SAINT LEONARD
State	MD
Zip	20685-2650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 29R CALVERT BEACH ESTS
Legal Subdivision	CALVERT BCH ESTATES
Legal Lot Number	29R
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1023
Census Tract	861100

Owner

5552 Cherry St is owned and occupied by two individuals who bought it in August 2025.

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5552 CHERRY ST, SAINT LEONARD, MD 20685-2650
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2025 · Amount on File
Deed Sale	Aug 22, 2025 · Amount on File
Prior Sale	Oct 24, 2001 · Amount on File
Deed Book / Page	6774 / 286
Prior Transfer Date	Apr 8, 2022
Prior Transfer Doc	0062590025
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Apr 8, 2022
Property Address	5552 CHERRY ST, SAINT LEONARD, MD 20685-2650
Document Number	0062590025
Book / Page	6259 / 25
Map Reference	LB KPS 1463 FO 397
Instrument Date	Apr 8, 2022
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	2020 TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5552 CHERRY ST, SAINT LEONARD, MD 20685-2650

Mortgage

Document Number	0006259130
Date	Apr 8, 2022
Instrument	6259/130

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5552 Cherry St was $4,588.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$437,500 (+6.65%) Land $109,600 Building $327,900	$437,500 (-) Land $109,600 Building $327,900
2025	$4,588.00 Homeowner's exemption	$410,233	$437,500 Land $109,600 Building $327,900
2023	$3,695.00 Homeowner's exemption	$355,700 Land $109,600 Building $246,100	$355,700 Land $109,600 Building $246,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5552 Cherry St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 122 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	122 in force
Nearby Flood Claims	17 (2003–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5552 Cherry St is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 83% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEACHES WATER CO-OPERATIVE private · serves 2,000 people · EPA ID MD0040009
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20