5552 Traci Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 5552 Traci Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,558 sqft · built 1974
Lot Size	1.14 acres (49,833 sqft)
Owner	2 Individual Names on File
Last Sale	$56,316 (Feb 2018)
Tax Bill	$475 (2024)
Deeds & Mortgages	Dec 2023 Sale Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-2N-27-0000-00923-0000`

Property Details

APN / Parcel Number

Primary APN	`32-2N-27-0000-00923-0000`
Alternative APN	`N272320000009230000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,558 sqft Living Area
Gross Area	1,896 sqft
1st Floor Area	1,558 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	49,833 sqft (1.14 acres)
Lot Dimensions	200 ft deep x 125 ft wide

Exterior Amenities

Porch	Screened Porch
Porch Area	338 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5552 TRACI DR
City	MILTON
State	FL
Zip	32583-7506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	LOT 15 OF UNRECORDED PLAT OF COX FOREST AS DES AS: COM ON S R/W HWY 90 AT W R/W KIM DR THN S800W PARAL & 40 FT FRM C/L OF HWY 468 FT TO POB & CONT 142 FT TO E R/W OF FOREST DR THN SLY AT AN ANG OF 9732 ALNG E R/W 200.7 FT THN ELY AT AN ANG 82*33 FO
Legal Range	27W
Legal Township	2N
Legal Section	32
Legal Subdivision	COX FOREST
Legal Lot Number	15
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	5
Census Block	5026
Census Tract	10808

Owner

5552 Traci Dr is owned and occupied by two individuals who bought it in February 2018.

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5552 TRACI DR, MILTON, FL 32583-7506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Warranty Deed, Transfer
Dec 9, 2019	Deed of Trust, Mortgage · Line of Credit PEN AIR FEDERAL CU
Feb 7, 2018	Quit Claim Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2018 · Amount on File
Deed Sale	Feb 7, 2018 · Amount on File
Prior Sale	Feb 1, 2006
Deed Document Number	20184555
Deed Book / Page	3699 / 1891
Prior Transfer Date	Jan 26, 2018
Prior Transfer Doc	0036991891
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 22, 2023
Property Address	5552 TRACI DR, MILTON, FL 32583-7506
Document Number	0044610393
Book / Page	4461 / 393
Instrument Date	Dec 22, 2023
Instrument	202356827
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31492 ANNER RD, CARRIERE, MS 39426-9147

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5552 TRACI DR, MILTON, FL 32583-7506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038971241
Date	Dec 9, 2019
Book Page	3897/1241
Instrument	201955189

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 7, 2018
Property Address	5552 TRACI DR, MILTON, FL 32583-7506
Document Number	0036991891
Book / Page	003699 / 001891
Instrument Date	Jan 26, 2018
Instrument	4555
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	CLOSING USA LLC

Transaction

Amount	Amount on Record
Tax	$394.21
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5552 TRACI DR MILTON FL 325837506, MILTON, FL 32583-7506

Mortgage

Document Number	36991895
Date	Feb 7, 2018
Book Page	003699/001895
Instrument	4556

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,313 (+2.9%)	$184,835 (+10.15%) Land $16,000 Building $168,835
2024	$475.00 (+2.59%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$97,486 (+3%)	$167,806 (+1.12%) Land $16,000 Building $151,806
2023	$463.00 (-3.54%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$94,647 (+3%)	$165,951 (+9.12%) Land $16,000 Building $149,951
2022	$480.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$91,890	$152,087 Land $16,000 Building $136,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5552 Traci Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2017–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5552 Traci Dr is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T.

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