5523 Traci Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 5523 Traci Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 732 sqft · built 1995
Lot Size	0.498 acres (21,693 sqft)
Owner	Individual Name on File
Last Sale	$69,600 (May 2017)
Tax Bill	$256 (2024)
Deeds & Mortgages	May 2025 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-2N-27-0000-00947-0000`

Property Details

APN / Parcel Number

Primary APN	`32-2N-27-0000-00947-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	732 sqft Heated Area
Gross Area	880 sqft
1st Floor Area	732 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	21,693 sqft (0.498 acres)
Lot Dimensions	2,310 ft deep x 940 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	1 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	128 sqft
Patio Area	20 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	322N270000009470000
Street Address	5523 TRACI DR
City	MILTON
State	FL
Zip	32583-8350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	COM SE SEC CORN THN W 799 FT THN N2205'0W 1715.90 FT TO POB & CONT 94.10 FT THN S6755 '0W 231.46 FT THN S22*05'0E 93.99 FT
Legal Range	27W
Legal Township	02N
Legal Section	32
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	5
Census Block	5025
Census Tract	10808

Owner

5523 Traci Dr is owned and occupied by an individual who bought it in May 2017.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	5523 TRACI DR, MILTON, FL 32583-8350
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2025	Deed of Trust, Mortgage · Commercial Mortgage SANTA ROSA COUNTY
May 12, 2017	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2017 · Amount on File
Deed Sale	May 12, 2017 · Amount on File
Prior Sale	Aug 16, 2016 · Amount on File
Deed Document Number	201718898
Deed Book / Page	3623 / 1411
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5523 TRACI DR, MILTON, FL 32583-8350
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046171852
Date	May 21, 2025
Book Page	4617/1852
Instrument	202522710

Lender

Name	SANTA ROSA COUNTY
Type	Government Agency
Address	MILTON, FL 32583

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 12, 2017
Property Address	5523 TRACI DR, MILTON, FL 32583-8350
Document Number	0036231411
Book / Page	3623 / 1411
Instrument Date	May 10, 2017
Instrument	201718898
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 CAVALIER, 16, LAGUNA NIGUEL, CA 92677-2777

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5523 TRACI DR, MILTON, FL 32583-8350

Mortgage

Document Number	0201718899
Date	May 12, 2017
Instrument	201718899

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$256.00 (+2.4%) Homeowner's exemption Senior Citizen's exemption	$52,126 (+3%)	$78,361 (+7.35%) Land $8,000 Building $70,361
2023	$250.00 (-36.06%) Homeowner's exemption	$50,608 (+3%)	$72,993 (-0.68%) Land $8,000 Building $64,993
2022	$391.00 Homeowner's exemption	$49,134	$73,496 Land $8,000 Building $65,496

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5523 Traci Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2017–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5523 Traci Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T.

Nearby Properties on Traci Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures