5505 Traci Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 5505 Traci Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,648 sqft · built 1974
Lot Size	2.07 acres (90,169 sqft)
Owner	2 Individual Names on File
Last Sale	$179,900 (Jul 2018)
Tax Bill	$1,581 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`32-2N-27-0000-00911-0000`

Property Details

APN / Parcel Number

Primary APN	`32-2N-27-0000-00911-0000`
Alternative APN	`N272320000009110000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,648 sqft Living Area
Gross Area	3,599 sqft
1st Floor Area	2,648 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	90,169 sqft (2.07 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	75 sqft
Patio Area	876 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5505 TRACI DR
City	MILTON
State	FL
Zip	32583-8350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION UPDATE FOR 2021 PARCEL 1-A: COM AT SE CORNER OF SECTION 32 TOWNSHIP 2 NORTH RANGE 27 WEST THN W ALONG S SECTION LN 799.00 FT TO SLY EXT OF W R/W LN OF TRACI RD THN N221634W ALONG R/W 1384 .23 FT TO POB THN S680506W 231.44 FT THN N22*0
Legal Range	27W
Legal Township	2N
Legal Section	32
Legal Subdivision	COX FOREST
Legal Lot Number	O
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	5
Census Block	5025
Census Tract	10808

Owner

5505 Traci Dr is owned and occupied by two individuals who acquired it in December 2020.

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5505 TRACI DR, MILTON, FL 32583-8350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Aug 7, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 4, 2020	Correction Deed SURETY LAND TITLE/FL LLC
Apr 9, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 31, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE TRUST INC
Oct 3, 2017	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on File
Deed Sale	Jul 31, 2018 · Amount on File
Prior Sale	Oct 3, 2017 · Amount on File
Deed Document Number	201832576
Deed Book / Page	3752 / 1369
Last Transfer Date	Dec 3, 2020
Transfer Doc	0040380147
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5505 TRACI DR, MILTON, FL 32583-8350
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040781501
Date	Mar 1, 2021
Book Page	4078/1501
Instrument	202112969

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5505 TRACI DR, MILTON, FL 32583-8350
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5505 TRACI DR, MILTON, FL 32583-8350

Mortgage

Document Number	0045291772
Date	Aug 7, 2024
Book Page	4529/1772
Instrument	202435444

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2044

December 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 4, 2020
Property Address	5505 TRACI DR, MILTON, FL 32583-8350
Document Number	0040380147
Book / Page	004038 / 000147
Instrument Date	Dec 4, 2020
Instrument	65197
Record Updated	Jan 8, 2021
Title Company	SURETY LAND TITLE/FL LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5505 TRACI DR MILTON FL 325838350, MILTON, FL 32583-8350

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5505 TRACI DR, MILTON, FL 32583-8350
Document Number	0039390001
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5505 TRACI DR MILTON FL 325838350, MILTON, FL 32583-8350

Mortgage

Document Number	0039390001
Date	Apr 14, 2020
Book Page	003939/000001
Instrument	17685

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 31, 2018
Property Address	5505 TRACI DR, MILTON, FL 32583-8350
Document Number	0037521369
Book / Page	3752 / 1369
Instrument Date	Jul 26, 2018
Instrument	201832576
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	SURETY LAND TITLE OF FLORIDA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,259.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3136 STRATHAUER RD, 3136, MILTON, FL 32583-2892

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5505 TRACI DR, MILTON, FL 32583-8350

Mortgage

Document Number	0201832577
Date	Jul 31, 2018
Instrument	201832577

Lender

Name	MORTGAGE TRUST INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

October 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 3, 2017
Property Address	5505 TRACI DR, MILTON, FL 32583-8350
Document Number	0036661778
Book / Page	003666 / 001778
Instrument Date	Sep 29, 2017
Instrument	41185
Transaction Type	Foreclosure
Record Updated	Oct 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,141.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3136 STRATHAUER RD MILTON FL 325832892, MILTON, FL 32583-2892

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$172,482 (+2.9%)	$216,396 (+1.61%) Land $16,200 Building $200,196
2024	$1,581.00 (+2.2%) Homeowner's exemption Disabled Person's exemption	$167,621 (+3%)	$212,968 (+0.18%) Land $16,200 Building $196,768
2023	$1,547.00 (+3.48%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$162,739 (+3.64%)	$212,576 (-0.02%) Land $16,200 Building $196,376
2022	$1,495.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$157,028	$212,615 Land $16,200 Building $196,415

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5505 Traci Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2017–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5505 Traci Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T.

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