Montgomery County property record for 5551 Viewpoint Dr, Dayton, OH 45459
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,932 sqft · built 1961 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Jun 2018) |
| Tax Bill | $9,310 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O67 22416 0005 |
| Primary APN | O67 22416 0005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,932 sqft Living Area |
| 1st Floor Area | 1,932 sqft |
| Basement Area | 888 sqft |
| Finished Basement | 888 sqft |
| Family Room | Family Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Lot Area | 41,818 sqft |
| Lot Dimensions | 195 ft deep x 214 ft wide |
| Terrain | Above Road/Slope |
| Garage Area | 754 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 136 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5551 VIEWPOINT DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45459-1454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 92 RAHN RUSTIC HILLS 3 |
| Legal Subdivision | RAHN RUSTIC HILLS 3 |
| Legal Lot Number | 5 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 40102 |
5551 Viewpoint Dr is owned by two individuals who bought it in June 2018.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8534 E KEMPER RD, CINCINNATI, OH 45249-3701 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC |
| Apr 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CU |
| Jul 8, 2019 | Deed of Trust, Mortgage · Conventional with PMI UNION SVGS |
| Jun 12, 2018 | Warranty Deed, Transfer · Conventional with PMI UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2018 · Amount on File |
| Deed Sale | Jun 12, 2018 · Amount on File |
| Prior Sale | Aug 4, 2009 |
| Deed Document Number | 2018-00033841 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 5551 VIEWPOINT DR, DAYTON, OH 45459-1454 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5551 VIEWPOINT DR, DAYTON, OH 45459-1454 |
| Document Number | 0000051560 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 2025-00051560 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 15, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 5551 VIEWPOINT DR, DAYTON, OH 45459-1454 |
| Document Number | 0000023013 |
| Instrument Date | Apr 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5551 VIEWPOINT DR DAYTON OH 454591454, DAYTON, OH 45459-1454 |
| Document Number | 0000023013 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 23013 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 5551 VIEWPOINT DR, DAYTON, OH 45459-1454 |
| Document Number | 0000040049 |
| Instrument Date | Jul 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2019 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5551 VIEWPOINT DR DAYTON OH 454591454, DAYTON, OH 45459-1454 |
| Document Number | 0000040049 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 40049 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 29, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 12, 2018 |
| Property Address | 5551 VIEWPOINT DR, DAYTON, OH 45459-1454 |
| Document Number | 0000033841 |
| Instrument Date | Jun 1, 2018 |
| Instrument | 33841 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2018 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $870.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5551 VIEWPOINT DR DAYTON OH 454591454, DAYTON, OH 45459-1454 |
| Document Number | 33844 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 33844 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2048 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $139,160 Land $22,380 Building $116,780 | ||
| 2024 | $9,310.00 (+8.66%) | ||
| 2023 | $8,568.00 (+10.24%) | $124,840 (+25.02%) Land $20,130 Building $104,710 | $397,610 Land $63,940 Building $333,670 |
| 2022 | $7,772.00 | $99,860 Land $16,100 Building $83,760 | |
| 2020 | $285,320 Land $46,000 Building $239,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5551 Viewpoint Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2001–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5551 Viewpoint Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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