5551 Central Dr, Monroe, MI 48161 Property Records

Monroe County property record for 5551 Central Dr, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 891 sqft
Lot Size	0.961 acres (41,861 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Mar 2019)
Tax Bill	$2,094 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-160-086-00`

Property Details

APN / Parcel Number

Primary APN	`12-160-086-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	891 sqft Living Area
1st Floor Area	891 sqft
Basement Area	1,107 sqft

Exterior

Architectural Style	Colonial
Lot Area	41,861 sqft (0.961 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5551 CENTRAL DR
City	MONROE
State	MI
Zip	48161-3677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 42 LEEDY'S GARDENS LOT 101 & 102
Legal Subdivision	LEEDYS GARDENS
Legal Lot Number	101-102
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1006
Census Tract	832400

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5551 CENTRAL DR, MONROE, MI 48161-3677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2019	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Nov 29, 2017	Deed, Transfer · FHA Mortgage CROSS COUNTRY MORTGAGE
May 5, 2017	Quit Claim Deed, Transfer SERVICELINK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2019 · Amount on Record
Deed Sale	Mar 25, 2019 · Amount on Record
Prior Sale	Nov 29, 2017 · Amount on Record
Deed Document Number	20194097
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Mar 25, 2019
Property Address	5551 CENTRAL DR, MONROE, MI 48161-3677
Document Number	2019R04097
Map Reference	LB 6 PG 41
Instrument Date	Mar 22, 2019
Instrument	2019R04097
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,178.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11570 S DIXIE HWY, ERIE, MI 48133-9720

Mortgage

Document Number	0000004098
Date	Mar 25, 2019
Instrument	2019R04098

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE MI
Recording Date	Nov 29, 2017
Property Address	5551 CENTRAL DR, MONROE, MI 48161-3677
Document Number	2017R23704
Map Reference	LB 6 PG 41
Instrument Date	Nov 27, 2017
Instrument	2017R23704
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	HASSETT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,143.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4998 NORTHFIELD DR, 4998, MONROE, MI 48161-5429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1236 CORA ST, WYANDOTTE, MI 48192-3312

Mortgage

Document Number	0000023705
Date	Nov 29, 2017
Instrument	2017R23705

Lender

Name	CROSS COUNTRY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	May 5, 2017
Property Address	5551 CENTRAL DR, MONROE, MI 48161-3677
Document Number	0000009938
Instrument Date	Apr 28, 2017
Instrument	9938
Transaction Type	Transfer
Record Updated	Jun 23, 2017
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$595.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4998 NORTHFIELLA DR MONROE MICHIGAN 48161, MICHIGAN, 48161

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,950 (+35.93%) Land $11,200 Building $83,750	$189,900 (+35.93%) Land $22,400 Building $167,500
2025	$2,094.00 (+14.68%) Homeowner's exemption
2023	$1,826.00 Homeowner's exemption	$69,850	$139,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982–1985)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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