5540 Central Dr, Monroe, MI 48161 Property Records

Monroe County property record for 5540 Central Dr, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,625 sqft · built 1940
Lot Size	0.481 acres (20,952 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Jun 2017)
Tax Bill	$706 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-160-065-00`

Property Details

APN / Parcel Number

Primary APN	`12-160-065-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,625 sqft Living Area
1st Floor Area	1,625 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	20,952 sqft (0.481 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5540 CENTRAL DR
City	MONROE
State	MI
Zip	48161-3679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 42 LEEDY'S GARDENS LOTS 41 & 78
Legal Subdivision	LEEDYS GARDENS
Legal Lot Number	41,78
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1002
Census Tract	832400

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5540 CENTRAL DR, MONROE, MI 48161-3679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2017 · Amount on Record
Deed Sale	Jun 6, 2017 · Amount on Record
Prior Sale	Sep 9, 2013 · Amount on Record
Deed Document Number	201712023
Record Updated	Sep 20, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 6, 2017
Property Address	5540 CENTRAL DR, MONROE, MI 48161-3679
Document Number	2017R12023
Map Reference	LB 6 PG 41
Instrument Date	May 15, 2017
Instrument	2017R12023
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$903.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5540 CENTRAL DR, 5540, MONROE, MI 48161-3679

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 S CUSTER RD, MONROE, MI 48161-1601

Mortgage

Document Number	0000012024
Date	Jun 6, 2017
Instrument	2017R12024

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,800 (+29.77%)	$189,600 (+29.77%)
2025	$706.00 (-57.78%) Homeowner's exemption
2023	$1,672.00 Homeowner's exemption	$73,050	$146,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982–1985)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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