5541 Central Dr, Monroe, MI 48161 Property Records

Monroe County property record for 5541 Central Dr, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	1 ba · 874 sqft
Lot Size	0.481 acres (20,952 sqft)
Owner	Individual Name on Record
Last Sale	$169,900 (Sep 2025)
Tax Bill	$1,322 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-160-084-00`

Property Details

APN / Parcel Number

Primary APN	`12-160-084-00`

Interior

Full Baths	1 Bath
Building Area	874 sqft Living Area
1st Floor Area	874 sqft
Basement Area	594 sqft

Exterior

Architectural Style	Colonial
Lot Area	20,952 sqft (0.481 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5541 CENTRAL DR
City	MONROE
State	MI
Zip	48161-3680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 42 LEEDY'S GARDENS LOT 99
Legal Subdivision	LEEDYS GARDENS
Legal Lot Number	99
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1005
Census Tract	832400

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 E 2ND ST, MONROE, MI 48161-2247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 8, 2023	Warranty Deed, Transfer LAWYERS TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2025 · Amount on Record
Deed Sale	Sep 12, 2025 · Amount on Record
Prior Sale	May 8, 2023 · Amount on Record
Deed Document Number	202515185
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Sep 12, 2025
Property Address	5541 CENTRAL DR, MONROE, MI 48161-3680
Document Number	0000015185
Map Reference	LB 6 PG 41
Instrument Date	Sep 5, 2025
Instrument	2025R15185
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGENCY OF MONR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15028 TIMBERLANE ST, MONROE, MI 48161-3736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E 2ND ST, MONROE, MI 48161-2247

Mortgage

Document Number	0000015186
Date	Sep 12, 2025
Instrument	2025R15186

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 8, 2023
Property Address	5541 CENTRAL DR, MONROE, MI 48161-3680
Document Number	0000007090
Map Reference	LB 6 PG 41
Instrument Date	May 4, 2023
Instrument	2023R07090
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	LAWYERS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8000 GEORGE ST, LAMBERTVILLE, MI 48144-9639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15028 TIMBERLANE ST, MONROE, MI 48161-3736

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,450 (+40.41%) Land $5,600 Building $58,850	$128,900 (+40.41%) Land $11,200 Building $117,700
2025	$1,322.00 (-35.58%) Homeowner's exemption	$45,900 (+19.22%) Land $5,450 Building $40,450	$91,800 (+19.22%) Land $10,900 Building $80,900
2024	$2,052.00 (+88.6%)
2023	$1,088.00	$38,500	$77,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982–1985)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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