5550 Winners Cir, Caledonia, IL 61011 Property Records

Winnebago County property record for 5550 Winners Cir, Caledonia, IL 61011

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,185 sqft · built 1994
Lot Size0.42 acres (18,313 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Jul 1994)
Tax Bill$8,463 (2025)
Deeds & MortgagesOct 2025 Transfer
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-26-451-007

Property Details

APN / Parcel Number

Primary APN08-26-451-007
Alternative APNs
  • 826451007
  • 134D102

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,185 sqft Living Area
1st Floor Area2,185 sqft
Basement Area2,185 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleRanch
Exterior MaterialConcrete
Roof MaterialAsphalt
Lot Area18,313 sqft (0.42 acres)
Lot Dimensions155 ft deep x 100 ft wide
Garage Area792 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number134D102
Street Address5550 WINNERS CIR, CL
CityCALEDONIA
StateIL
Zip61011-9007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - SINGL
Legal DescriptionKEENELAND ESTATES ADDN BNG PT SE1/4 SEC 26 & PT NE1/4 SEC 35 ALL 45-2 LOT 2
Legal SubdivisionKEENELAND ESTATES ADDN
Legal Lot Number2
JurisdictionWINNEBAGO IL
Township / Civil DivisionHARLEM
Census Block Group2
Census Block2002
Census Tract3810

Owner

5550 Winners Cir is owned by an individual who bought it in July 1994.

Source: Winnebago County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address5550 WINNERS CIR, LOVES PARK, IL 61111
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC
Feb 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 1994 · Amount on File
Deed SaleJul 29, 1994 · Amount on File
Deed Document Number199440158
Record UpdatedSep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWINNEBAGO IL
Recording DateOct 9, 2025
Property Address5550 WINNERS CIR, CALEDONIA, IL 61011-9007
Document Number0000026369
Map ReferencePB 39 PG 181B
Instrument DateOct 3, 2025
Instrument2526369
Transaction TypeTransfer
Record UpdatedOct 29, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5550 WINNERS CIR, LOVES PARK, IL 61111

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address5550 WINNERS CIR, CALEDONIA, IL 61011-9007
Transaction TypeMortgage
Record UpdatedApr 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009033
DateMar 17, 2021
Instrument2109033
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 1, 2036
Interest
Rate TypeFixed Rate

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address5550 WINNERS CIR, CALEDONIA, IL 61011-9007
Document Number0001003802
Instrument DateFeb 12, 2019
Transaction TypeMortgage
Record UpdatedMar 13, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5550 WINNERS CIR CALEDONIA IL 610119007, CALEDONIA, IL 61011-9007

Mortgage

Document Number0001003802
DateFeb 19, 2019
Instrument1003802
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 18, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 5550 Winners Cir was $8,463, up 7% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionHarlem Township
MunicipalityLoves Park City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,463.00 (+7%)$117,252 (+9.96%) Land $16,540 Building $100,712$351,756 (+9.96%) Land $49,620 Building $302,136
2024$7,909.00 Homeowner's exemption Senior Citizen's exemption$106,632 Land $15,042 Building $91,590$319,896 Land $45,126 Building $274,770
2022Homeowner's exemption$86,373 Land $12,184 Building $74,189$259,119 Land $36,552 Building $222,567

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5550 Winners Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5550 Winners Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOVES PARK
serves 23,335 people · EPA ID IL2010150
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250

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