5524 Winners Cir, Caledonia, IL 61011 Property Records

Winnebago County property record for 5524 Winners Cir, Caledonia, IL 61011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,069 sqft · built 1994
Lot Size	0.409 acres (17,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Aug 1993)
Tax Bill	$8,361 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-26-451-012`

Property Details

APN / Parcel Number

Primary APN	`08-26-451-012`
Alternative APNs	`826451012` `134D112`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,069 sqft Living Area
1st Floor Area	2,069 sqft
Basement Area	1,555 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Concrete
Roof Material	Asphalt
Lot Area	17,820 sqft (0.409 acres)
Lot Dimensions	195 ft deep x 93 ft wide
Garage Area	484 sqft
Deck Area	392 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	134D112
Street Address	5524 WINNERS CIR
City	CALEDONIA
State	IL
Zip	61011-9694
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	KEENELAND ESTATES ADDN BNG PT SE1/4 SEC 26 & PT NE1/4 SEC 35 ALL 45-2 LOT 12
Legal Subdivision	KEENELAND ESTATES ADDN
Legal Lot Number	12
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	2
Census Block	2002
Census Tract	3810

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5524 WINNERS CIR, CALEDONIA, IL 61011-9694
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 1993 · Amount on Record
Deed Sale	Aug 26, 1993 · Amount on Record
Deed Document Number	19932077003
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5524 WINNERS CIR, CALEDONIA, IL 61011-9694
Document Number	0001016825
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5524 WINNERS CIR CALEDONIA IL 610119694, CALEDONIA, IL 61011-9694

Mortgage

Document Number	0001016825
Date	Jun 25, 2020
Instrument	1016825

Lender

Name	STILLMAN BANCORP
Type	Mortgage Company
Address	STILLMAN VALLEY, IL 61084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Municipality	Loves Park City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,361.00	$115,967 (+35.75%) Land $16,540 Building $99,427	$347,901 (+35.75%) Land $49,620 Building $298,281
2022	Homeowner's exemption	$85,426 Land $12,184 Building $73,242	$256,278 Land $36,552 Building $219,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOVES PARK serves 23,335 people · EPA ID IL2010150
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250