5539 Winners Cir, Caledonia, IL 61011 Property Records

Winnebago County property record for 5539 Winners Cir, Caledonia, IL 61011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 1994
Lot Size	0.361 acres (15,703 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Feb 2026)
Tax Bill	$2,567 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-26-453-002`

Property Details

APN / Parcel Number

Primary APN	`08-26-453-002`
Alternative APNs	`826453002` `134D132`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,696 sqft Living Area
1st Floor Area	1,696 sqft
Basement Area	1,696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Concrete
Roof Material	Asphalt
Lot Area	15,703 sqft (0.361 acres)
Lot Dimensions	179 ft deep x 88 ft wide
Garage Area	528 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	134D132
Street Address	5539 WINNERS CIR
City	CALEDONIA
State	IL
Zip	61011-9017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	KEENELAND ESTATES ADDN BNG PT SE1/4 SEC 26 & PT NE1/4 SEC 35 ALL 45-2 LOT 32
Legal Subdivision	KEENELAND ESTATES ADDN
Legal Lot Number	32
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	2
Census Block	2001
Census Tract	3810

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5539 WINNERS CIR, CALEDONIA, IL 61011-9017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Deed Document Number	20263721
Prior Transfer Date	Feb 10, 2026
Prior Transfer Doc	0000003721
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 13, 2026
Property Address	5539 WINNERS CIR, CALEDONIA, IL 61011-9017
Document Number	0000003721
Map Reference	PB 39 PG 181B
Instrument Date	Feb 10, 2026
Instrument	2603721
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	MAGNUS TITLE AGENCY, MTA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5539 WINNERS CIR, CALEDONIA, IL 61011-9017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5539 WINNERS CIR, CALEDONIA, IL 61011-9017

Mortgage

Document Number	0000003722
Date	Feb 13, 2026
Instrument	2603722

Lender

Name	FIRST NORTHERN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.88%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Municipality	Loves Park City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,567.00 (-3.68%)	$90,707 (+9.96%) Land $16,540 Building $74,167	$272,121 (+9.96%) Land $49,620 Building $222,501
2024	$2,665.00 Homeowner's exemption Senior Citizen's exemption	$82,491 (+23.46%) Land $15,042 Building $67,449	$247,473 (+23.46%) Land $45,126 Building $202,347
2022	Homeowner's exemption	$66,818 Land $12,184 Building $54,634	$200,454 Land $36,552 Building $163,902

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOVES PARK serves 23,335 people · EPA ID IL2010150
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250