5550 Bear Creek Loop, Elizabeth, CO 80107 Property Records

Elbert County property record for 5550 Bear Creek Loop, Elizabeth, CO 80107

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,147 sqft · built 2014
Lot Size	0.306 acres (13,329 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Dec 2023)
Tax Bill	$5,489 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64334-01-023`

Property Details

APN / Parcel Number

Primary APN	`64334-01-023`
Alternative APN	`R119333`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,147 sqft Living Area
Gross Area	3,576 sqft
1st Floor Area	1,798 sqft
Basement Area	1,778 sqft
Finished Basement	349 sqft
Unfinished Basement	1,429 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Other
Lot Area	13,329 sqft (0.306 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R119333
Street Address	5550 BEAR CREEK LOOP
City	ELIZABETH
State	CO
Zip	80107-9124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SECTION: 33 TOWNSHIP: 6 RANGE: 64SUBDIVISION: SPRING VALLEY RANCH F3 LOT: 69
Legal Range	64E
Legal Township	6S
Legal Section	33
Legal Subdivision	SPRING VALLEY
Legal Lot Number	69
Jurisdiction	ELBERT CO
Township / Civil Division	ELIZABETH
Census Block Group	4
Census Block	4008
Census Tract	961204

Owner

Source: Elbert County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5550 BEAR CREEK LOOP, ELIZABETH, CO 80107-9124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 6, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Mar 4, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2023 · Amount on Record
Deed Sale	Dec 18, 2023 · Amount on Record
Prior Sale	May 24, 2022 · Amount on Record
Deed Document Number	2023631256
Deed Book / Page	840 / 782
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	May 24, 2022
Property Address	5550 BEAR CREEK LOOP, ELIZABETH, CO 80107-9124
Document Number	0008280202
Book / Page	828 / 202
Instrument Date	May 23, 2022
Instrument	619821
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.80
Amount Accuracy	Tax Sale
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5550 BEAR CREEK LOOP, ELIZABETH, CO 80107-9124
Investor	Possibly a Property Investor

Mortgage

Document Number	0000619822
Date	May 24, 2022
Instrument	619822

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	5550 BEAR CREEK LOOP, ELIZABETH, CO 80107-9124
Document Number	0008050500
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5550 BEAR CREEK LOOP ELIZABETH CO 801079124, ELIZABETH, CO 80107-9124

Mortgage

Document Number	0008050500
Date	Jul 13, 2020
Book Page	000805/000500
Instrument	596843

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	5550 BEAR CREEK LOOP, ELIZABETH, CO 80107-9124
Document Number	0007930012
Instrument Date	Mar 4, 2019
Transaction Type	Mortgage
Record Updated	Mar 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5550 BEAR CREEK LOOP ELIZABETH CO 801079124, ELIZABETH, CO 80107-9124

Mortgage

Document Number	0007930012
Date	Mar 11, 2019
Book Page	000793/000012
Instrument	584232

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2049

Interest

Rate	0.5%

Tax Assessment & Valuation

Source: Elbert County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Unified School District	Elizabeth School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,489.00 (+9%)	$35,580 (+5.45%) Land $7,500 Building $28,080	$569,300 (+13.05%) Land $120,000 Building $449,300
2024	$5,036.00 (+0.42%)
2023	$5,015.00 (+14.06%)	$33,740 (+10.99%) Land $7,250 Building $26,490	$503,600 (+15.13%) Land $108,185 Building $395,415
2022	$4,397.00	$30,400 Land $7,990 Building $22,410	$437,400 Land $115,000 Building $322,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 70% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aerux Broadband Fiber · Fixed Wireless	10,000 / 10,000
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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