5546 Bear Creek Loop, Elizabeth, CO 80107 Property Records

Elbert County property record for 5546 Bear Creek Loop, Elizabeth, CO 80107

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,240 sqft · built 2014
Lot Size	0.291 acres (12,676 sqft)
Owner	Individual Name on Record
Last Sale	$615,000 (Oct 2021)
Tax Bill	$5,742 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64334-01-022`

Property Details

APN / Parcel Number

Primary APN	`64334-01-022`
Alternative APN	`R119334`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,240 sqft Living Area
Basement Area	2,180 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Roof Material	Other
Lot Area	12,676 sqft (0.291 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Electric
Heating Fuel	Gas

Location & Zoning

Account Number	R119334
Street Address	5546 BEAR CREEK LOOP
City	ELIZABETH
State	CO
Zip	80107-9124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SECTION: 33 TOWNSHIP: 6 RANGE: 64SUBDIVISION: SPRING VALLEY RANCH F3 LOT: 70
Legal Range	64
Legal Township	06
Legal Section	33
Legal Quarter	SE
Legal Subdivision	SPRING VALLEY RANCH F3
Legal Lot Number	70
Jurisdiction	ELBERT CO
Township / Civil Division	ELIZABETH
Census Block Group	4
Census Block	4008
Census Tract	961204

Owner

Source: Elbert County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5546 BEAR CREEK LOOP, ELIZABETH, CO 80107-9124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 28, 2018	Loan Modification, Mortgage · FHA Mortgage MISCELLANEOUS GOVT AGCY
Jun 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	May 18, 2015 · Amount on Record
Deed Document Number	612962
Deed Book / Page	821 / 425
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	Oct 13, 2021
Property Address	5546 BEAR CREEK LOOP, ELIZABETH, CO 80107-9124
Document Number	0008210425
Book / Page	821 / 425
Instrument Date	Oct 6, 2021
Instrument	612962
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5546 BEAR CREEK LOOP, 5546, ELIZABETH, CO 80107-9124

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5546 BEAR CREEK LOOP, ELIZABETH, CO 80107-9124

Mortgage

Document Number	0000612963
Date	Oct 13, 2021
Instrument	612963

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELBERT CO
Property Address	5546 BEAR CREEK LOOP, ELIZABETH, CO 80107-9124
Document Number	0007880109
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5546 BEAR CREEK LOOP ELIZABETH CO 801079124, ELIZABETH, CO 80107-9124

Mortgage

Document Number	0007880109
Date	Jul 23, 2018
Book Page	000788/000109
Instrument	579260

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

Interest

Rate	4.62%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	5546 BEAR CREEK LOOP, ELIZABETH, CO 80107-9124
Document Number	0007880110
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5546 BEAR CREEK LOOP ELIZABETH CO 801079124, ELIZABETH, CO 80107-9124

Mortgage

Document Number	0007880110
Date	Jul 23, 2018
Book Page	000788/000110
Instrument	579261

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

Source: Elbert County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Unified School District	Elizabeth School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,742.00 (+4.27%)	$37,220 (+0.46%) Land $7,500 Building $29,720	$595,500 (+7.67%) Land $120,000 Building $475,500
2023	$5,507.00 (+17.5%)	$37,050 (+14.35%) Land $7,310 Building $29,740	$553,100 (+18.64%) Land $109,147 Building $443,953
2022	$4,687.00	$32,400 Land $7,990 Building $24,410	$466,200 Land $115,000 Building $351,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 70% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aerux Broadband Fiber · Fixed Wireless	10,000 / 10,000
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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