5538 Bear Creek Loop, Elizabeth, CO 80107 Property Records

Elbert County property record for 5538 Bear Creek Loop, Elizabeth, CO 80107

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,139 sqft · built 2016
Lot Size	0.307 acres (13,416 sqft)
Owner	Individual Name on Record
Last Sale	$455,900 (May 2017)
Tax Bill	$5,748 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`64334-01-020`

Property Details

APN / Parcel Number

Primary APN	`64334-01-020`
Alternative APN	`R119336`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,139 sqft Living Area
Basement Area	2,139 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Roof Material	Other
Lot Area	13,416 sqft (0.307 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	R119336
Street Address	5538 BEAR CREEK LOOP
City	ELIZABETH
State	CO
Zip	80107-9124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SECTION: 33 TOWNSHIP: 6 RANGE: 64SUBDIVISION: SPRING VALLEY RANCH F3 LOT: 72
Legal Range	64
Legal Township	06
Legal Section	33
Legal Quarter	SE
Legal Subdivision	SPRING VALLEY RANCH F3
Legal Lot Number	72
Jurisdiction	ELBERT CO
Township / Civil Division	ELIZABETH
Census Block Group	4
Census Block	4008
Census Tract	961204

Owner

Source: Elbert County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5538 BEAR CREEK LOOP, ELIZABETH, CO 80107-9124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jan 2, 2018	Deed of Trust, Mortgage · FHA Mortgage ADVANCE MORTGAGE & INVESTMENT CO INC
Dec 31, 2018	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Oct 22, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 18, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
May 3, 2017	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage CITYWIDE HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2017 · Amount on Record
Deed Sale	May 3, 2017 · Amount on Record
Deed Document Number	568554
Deed Book / Page	0777 / 0334
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	5538 BEAR CREEK LOOP, ELIZABETH, CO 80107-9124
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5538 BEAR CREEK LOOP, ELIZABETH, CO 80107-9124

Mortgage

Document Number	0008420355
Date	Feb 28, 2024
Book Page	842/355
Instrument	632852

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	5538 BEAR CREEK LOOP, ELIZABETH, CO 80107-9124
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007830420
Date	Jan 2, 2018
Book Page	0783/0420
Instrument	574717

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO INC
Type	Mortgage Company
Address	DAPHNE, AL 36527

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2047

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	5538 BEAR CREEK LOOP, ELIZABETH, CO 80107-9124
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007910550
Date	Dec 31, 2018
Book Page	0791/0550
Instrument	582761

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	5538 BEAR CREEK LOOP, ELIZABETH, CO 80107-9124
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008090208
Date	Oct 22, 2020
Book Page	809/208
Instrument	600601

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	5538 BEAR CREEK LOOP, ELIZABETH, CO 80107-9124
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5538 BEAR CREEK LOOP, ELIZABETH, CO 80107-9124

Mortgage

Document Number	0008210301
Date	Oct 12, 2021
Book Page	821/301
Instrument	612838

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	5538 BEAR CREEK LOOP, ELIZABETH, CO 80107-9124
Document Number	0007990475
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5538 BEAR CREEK LOOP ELIZABETH CO 801079124, ELIZABETH, CO 80107-9124

Mortgage

Document Number	0007990475
Date	Dec 2, 2019
Book Page	000799/000475
Instrument	590778

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

May 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	May 3, 2017
Property Address	5538 BEAR CREEK LOOP, ELIZABETH, CO 80107-9124
Document Number	0007770334
Book / Page	0777 / 0334
Instrument Date	Apr 28, 2017
Instrument	568554
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 28, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.59
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5538 BEAR CREEK LOOP, ELIZABETH, CO 80107-9124

Mortgage

Document Number	0000568555
Date	May 3, 2017
Instrument	568555

Lender

Name	CITYWIDE HOME LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Elbert County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Unified School District	Elizabeth School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,748.00 (+6.8%)	$37,260 (+2.9%) Land $7,500 Building $29,760	$596,100 (+10.31%) Land $120,000 Building $476,100
2023	$5,382.00 (+15.3%)	$36,210 (+12.21%) Land $7,300 Building $28,910	$540,400 (+16.37%) Land $108,915 Building $431,485
2022	$4,668.00	$32,270 Land $7,990 Building $24,280	$464,400 Land $115,000 Building $349,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 70% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aerux Broadband Fiber · Fixed Wireless	10,000 / 10,000
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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