San Mateo County property record for 531 Sierra St, Moss Beach, CA 94038
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,300 sqft · built 1985 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,100,000 (May 2016) |
| Tax Bill | $18,789 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-062-160 |
| Primary APN | 037-062-160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,300 sqft Living Area |
| Gross Area | 2,700 sqft |
| 1st Floor Area | 1,420 sqft |
| 2nd Floor Area | 880 sqft |
| Basement Area | 400 sqft |
| Family Room | Family Room |
| Study | Study |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Basement |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 531 SIERRA ST |
|---|---|
| City | MOSS BEACH |
| State | CA |
| Zip | 94038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOTS 27 & 28 BLK 27 MOSS BEACH HEIGHTS RSM 6/8 |
| Legal Subdivision | MOSS BEACH HEIGHTS |
| Legal Block | 27 |
| Legal Lot Number | 27,28 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 613600 |
Source: San Mateo County records · APN 037-062-160
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 265, MOSS BEACH, CA 94038-0265 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage A&D MORTGAGE LLC |
| Jan 09, 2019 | Quit Claim Deed, Transfer OTHER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2016 · Amount on Record |
| Deed Sale | May 09, 2016 · Amount on Record |
| Deed Document Number | 201642605 |
| Last Transfer Date | Jan 03, 2019 |
| Transfer Doc | 0000001586 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 531 SIERRA ST, MOSS BEACH, CA 94038 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 531 SIERRA ST, MOSS BEACH, CA 94038 |
| Document Number | 0000035477 |
|---|---|
| Date | Mar 04, 2021 |
| Instrument | 2021-035477 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HOLLYWOOD, FL 33020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jan 09, 2019 |
| Property Address | 531 SIERRA ST, MOSS BEACH, CA 94038 |
| Document Number | 0000001586 |
| Instrument Date | Jan 03, 2019 |
| Instrument | 1586 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 265 MOSS BEACH CA 940380265, MOSS BEACH, CA 94038-0265 |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,328,214 (+2%) Land $845,228 Building $482,986 | ||
| 2025 | $18,789.00 (+6.9%) Homeowner's exemption | $1,302,171 (+4.04%) Land $828,655 Building $473,516 | |
| 2023 | $17,576.00 (+2.63%) Homeowner's exemption | $1,251,608 Land $796,478 Building $455,130 | $1,638,090 |
| 2022 | $17,126.00 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1986–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1996 · Severe Storms, Flooding, Mud And Landslides |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Cruzio Internet, T-Mobile USA.
Based on FCC filings for 274 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONTARA WATER AND SANITARY DISTRICT serves 6,088 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures