555 Rivergate Ln, #3, Durango, CO 81301 Property Records

La Plata County property record for 555 Rivergate Ln, #3, Durango, CO 81301 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,956 sqft · built 2005
Lot Size	0.016 acres (682 sqft)
Owner	2 Individual Names on File
Last Sale	$835,500 (Sep 2023)
Tax Bill	$2,774 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5667-321-06-078`

Property Details

APN / Parcel Number

Primary APN	`5667-321-06-078`
Alternative APN	`R427560`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	236 Units
Stories	2 Stories
Building Area	1,956 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Lot Area	682 sqft (0.016 acres)
Patio Area	329 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R427560
Street Address	555 RIVERGATE LN, 3
City	DURANGO
State	CO
Zip	81301-7470
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUBDIVISION: RIVERGATE LOFTS CONDO UNIT: B3-76 555 RIVERGATE LN #3 76 DURANGO 81301
Legal Subdivision	RIVERGATE LOFTS CONDO UNIT: 3-76
Legal Block	1
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1080
Census Tract	971100

Owner

Source: La Plata County records · APN 5667-321-06-078

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	22658 FELICIA DR, SPICEWOOD, TX 78669-2529
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Sep 25, 2023	Special Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Jan 04, 2021 · Amount on Record
Deed Document Number	20231226047
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	555 RIVERGATE LN # 376, 376, DURANGO, CO 81301-7470
Transaction Type	Mortgage
Record Updated	Nov 03, 2025
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22658 FELICIA DR, SPICEWOOD, TX 78669-2529

Mortgage

Document Number	0001247615
Date	Oct 20, 2025
Instrument	1247615

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 25, 2023
Property Address	555 RIVERGATE LN # 376, 376, DURANGO, CO 81301-7470
Document Number	0001226047
Map Reference	DOC 905024
Instrument Date	Sep 22, 2023
Instrument	1226047
Transaction Type	Transfer
Record Updated	Oct 06, 2023
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$83.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22658 FELICIA DR, SPICEWOOD, TX 78669-2529

Mortgage

Document Number	0001226048
Date	Sep 25, 2023
Instrument	1226048

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,250 (-0.29%) Building $52,250	$838,380 (-) Building $838,380
2025	$2,774.00 (+32.6%)	$52,400 (+18.31%) Building $52,400	$838,380 (+26.82%) Building $838,380
2024	$2,092.00 (+17.53%)
2023	$1,780.00 (+6.59%)	$44,290 (+7.81%) Building $44,290	$661,070 (+11.84%) Building $661,070
2022	$1,670.00	$41,080 Building $41,080	$591,100 Building $591,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679711001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 units insured 6 under condo master policies
Nearby Flood Claims	1 (2004)
Most Recent Claim	Apr 2004, river or lake flooding

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 35% of Colorado
Wildfire Likelihood	About 1 in 1,099 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 105 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Spectrum	Fiber	1,000 / 500
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Visionary Communications	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: FastTrack Communications, Visionary Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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