555 Rivergate Ln, #2, Durango, CO 81301 Property Records

La Plata County property record for 555 Rivergate Ln, #2, Durango, CO 81301

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 1,512 sqft · built 2005
Lot Size0.013 acres (559 sqft)
Owner2 Individual Names on File
Last Sale$383,000 (Jul 2019)
Tax Bill$2,262 (2025)
Deeds & MortgagesFeb 2024 Sale
Feb 2024 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN5667-321-06-050

Property Details

APN / Parcel Number

Primary APN5667-321-06-050
Alternative APN
  • R427056

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Units236 Units
Stories1 Story
Building Area1,512 sqft Living Area
1st Floor Area1,512 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Lot Area559 sqft (0.013 acres)
Patio Area109 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account NumberR427056
Street Address555 RIVERGATE LN, 2
CityDURANGO
StateCO
Zip81301-7470
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSUBDIVISION: RIVERGATE LOFTS CONDO UNIT: B2-141 555 RIVERGATE LN #2 141 DURANGO 81301
Legal SubdivisionRIVERGATE LOFTS CONDO UNIT: 2-141
Legal Block1
JurisdictionLA PLATA CO
Township / Civil DivisionDURANGO
Census Block Group1
Census Block1080
Census Tract971100

Owner

Source: La Plata County records · APN 5667-321-06-050

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address555 RIVERGATE LN, B2-141, DURANGO, CO 81301-7481
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2024Beneficiary Deed, Transfer
Feb 15, 2024Intrafamily Transfer, Transfer
Jan 02, 2018Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 02, 2021Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jul 31, 2019Warranty Deed, Transfer
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 2019 · Amount on Record
Deed SaleJul 31, 2019 · Amount on Record
Prior SaleJun 16, 2005 · Amount on Record
Deed Document Number20191159661
Prior Transfer DateMay 17, 2012
Prior Transfer Doc0001053760
Record UpdatedSep 20, 2026

February 2024: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionLA PLATA CO
Recording DateFeb 15, 2024
Property Address555 RIVERGATE LN # 2141, 2141, DURANGO, CO 81301-7470
Document Number0001229876
Map ReferenceDOC 897089
Instrument DateJan 23, 2024
Instrument1229876
Transaction TypeTransfer
Record UpdatedFeb 21, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address555 RIVERGATE LN # B2141, B2141, DURANGO, CO 81301-7470

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLA PLATA CO
Recording DateFeb 15, 2024
Property Address555 RIVERGATE LN # 2141, 2141, DURANGO, CO 81301-7470
Document Number0001229875
Map ReferenceDOC 897089
Instrument DateJan 23, 2024
Instrument1229875
Transaction TypeTransfer
Record UpdatedFeb 21, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address555 RIVERGATE LN STE B2-141, B2-141, DURANGO, CO 81301-7481

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address555 RIVERGATE LN # 2141, 2141, DURANGO, CO 81301-7470
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001137906
DateJan 02, 2018
Instrument1137906
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2048

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA PLATA CO
Recording DateAug 02, 2021
Property Address555 RIVERGATE LN # 2141, 2141, DURANGO, CO 81301-7470
Document Number0001196978
Map ReferenceDOC 897089
Instrument DateAug 02, 2021
Instrument1196978
Transaction TypeTransfer
Record UpdatedFeb 21, 2024
Title CompanyCOLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$52.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address555 RIVERGATE # B2141, B2141, DURANGO, CO 81301-7470

Mortgage

Document Number0001196979
DateAug 02, 2021
Instrument1196979
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA PLATA CO
Recording DateJul 31, 2019
Property Address555 RIVERGATE LN # 2141, 2141, DURANGO, CO 81301-7470
Document Number0001159661
Instrument DateJul 31, 2019
Instrument1159661
Transaction TypeTransfer
Record UpdatedAug 09, 2019
Title CompanyLAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$38.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address555 RIVERGATE #141 DURANGO CO 813017470, 141, DURANGO, CO 81301-7470

Mortgage

Document Number1159662
DateJul 31, 2019
Instrument1159662
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueJul 30, 2049

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
MunicipalityDurango City
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$41,840 (-2.08%) Building $41,840$683,610 (-) Building $683,610
2025$2,262.00 (+42.89%)$42,730 (+27.48%) Building $42,730$683,610 (+36.66%) Building $683,610
2024$1,583.00 (+17.52%)
2023$1,347.00 (+25.3%)$33,520 (+26.68%) Building $33,520$500,230 (+31.38%) Building $500,230
2022$1,075.00$26,460 Building $26,460$380,750 Building $380,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679711001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 individual policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies17 units insured
incl. 6 condo units
Nearby Flood Claims1 (2004)
Most Recent ClaimApr 2004 · river or lake flooding

Wildfire

Wildfire RiskModerate
above 51% of the US · lower than 65% of Colorado
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 105 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
Visionary Communications
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: FastTrack Communications.

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