555 Rivergate Ln, #1, Durango, CO 81301 Property Records

La Plata County property record for 555 Rivergate Ln, #1, Durango, CO 81301

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,584 sqft · built 2005
Lot Size	0.025 acres (1,073 sqft)
Owner	2 Individual Names on Record
Last Sale	$387,000 (Mar 2021)
Tax Bill	$1,937 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5667-321-06-022`

Property Details

APN / Parcel Number

Primary APN	`5667-321-06-022`
Alternative APN	`R427028`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	236 Units
Stories	2 Stories
Building Area	1,584 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Lot Area	1,073 sqft (0.025 acres)
Patio Area	257 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R427028
Street Address	555 RIVERGATE LN, 1
City	DURANGO
State	CO
Zip	81301-7470
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUBDIVISION: RIVERGATE LOFTS CONDO UNIT: B1-114 555 RIVERGATE LN #1 114 DURANGO 81301
Legal Subdivision	RIVERGATE LOFTS CONDO UNIT: 1-114
Legal Block	1
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1080
Census Tract	971100

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	555 RIVERGATE LN, B1-114, DURANGO, CO 81301-7479
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2021 · Amount on Record
Deed Sale	Mar 15, 2021 · Amount on Record
Prior Sale	Nov 21, 2011 · Amount on Record
Deed Document Number	20211188531
Record Updated	Oct 29, 2026

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Mar 15, 2021
Property Address	555 RIVERGATE LN # 1114, 1114, DURANGO, CO 81301-7470
Document Number	0001188531
Map Reference	DOC 1111408
Instrument Date	Mar 10, 2021
Instrument	1188531
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$38.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7534, GOLDEN, CO 80403-0112

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	555 RIVERGATE # B2-71, B2-71, DURANGO, CO 81301-7470

Mortgage

Document Number	0001188532
Date	Mar 15, 2021
Instrument	1188532

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,810 (-2.1%) Building $35,810	$585,200 (-) Building $585,200
2025	$1,937.00 (+45.64%)	$36,580 (+29.9%) Building $36,580	$585,200 (+39.23%) Building $585,200
2024	$1,330.00 (+17.6%)
2023	$1,131.00 (+2.35%)	$28,160 (+3.61%) Building $28,160	$420,310 (+7.46%) Building $420,310
2022	$1,105.00	$27,180 Building $27,180	$391,130 Building $391,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 units insured incl. 6 condo units
Nearby Flood Claims	1 (2004)
Most Recent Claim	Apr 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 65% of Colorado
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Visionary Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FastTrack Communications.

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