Polk County property record for 555 Reflections Blvd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,315 sqft · built 1999 |
| Lot Size | 0.164 acres (7,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $272,000 (Dec 2024) |
| Tax Bill | $3,187 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-12-687512-000361 |
| Primary APN | 26-29-12-687512-000361 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,315 sqft Living Area |
| Gross Area | 1,798 sqft |
| 1st Floor Area | 1,315 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,148 sqft (0.164 acres) |
| Lot Dimensions | 110 ft deep x 65 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 34 sqft |
| Patio Area | 180 sqft |
| Street Address | 555 REFLECTIONS BLVD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REFLECTIONS EAST PHASE ONE PB 106 PGS 46 & 47 LOT 36 LESS N 5 FT |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 12 |
| Legal Subdivision | REFLECTIONS EAST PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 687512 |
| Legal Block | 2 |
| Legal Lot Number | 36 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 14006 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 555 REFLECTIONS BLVD, WINTER HAVEN, FL 33884-3562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 21, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2024 · Amount on Record |
| Deed Sale | Dec 18, 2024 · Amount on Record |
| Prior Sale | Dec 15, 1999 · Amount on Record |
| Deed Document Number | 2024286376 |
| Deed Book / Page | 13372 / 486 |
| Prior Transfer Date | Jun 16, 2023 |
| Prior Transfer Doc | 0000145944 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 21, 2023 |
| Property Address | 555 REFLECTIONS BLVD, WINTER HAVEN, FL 33884-3562 |
| Document Number | 0000145944 |
| Book / Page | 12737 / 1051 |
| Map Reference | MB 106 PG 46&47 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 2023145944 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 555 REFLECTIONS BLVD, WINTER HAVEN, FL 33884-3562 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 555 REFLECTIONS BLVD, WINTER HAVEN, FL 33884-3562 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 555 REFLECTIONS BLVD, WINTER HAVEN, FL 33884-3562 |
| Document Number | 0113871033 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 555 REFLECTIONS BLVD WINTER HAVEN FL 338843562, WINTER HAVEN, FL 33884-3562 |
| Document Number | 0113871033 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 011387/001033 |
| Instrument | 199813 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 23, 2035 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173,243 (-19.01%) Land $39,000 Building $134,243 | $173,243 (-19.01%) Land $39,000 Building $134,243 | |
| 2025 | $3,187.00 (+318.79%) Homeowner's exemption | $213,910 (+157.2%) Land $39,000 Building $174,910 | $213,910 (+0.37%) Land $39,000 Building $174,910 |
| 2023 | $761.00 (+5.26%) Homeowner's exemption | $83,170 (+3%) | $213,132 (+9.94%) Land $38,000 Building $175,132 |
| 2022 | $723.00 Homeowner's exemption | $80,748 | $193,858 Land $32,000 Building $161,858 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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