Polk County property record for 545 Reflections Blvd, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,679 sqft Living Area |
| Lot Size | 7,697 sqft (0.177 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $325,000 (2024) |
| Tax Bill | $4,132.00 (2025) |
| Primary APN | 26-29-12-687512-000362 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,679 sqft Living Area |
| Gross Area | 2,141 sqft Gross Area |
| 1st Floor | 1,679 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 7,697 sqft (0.177 acres) |
| Depth X Width | 110 ft x 70 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Pool House | Pool House |
| Shed | 1 Shed |
| Porch Area | 24 sqft Porch |
| Street Address | 545 REFLECTIONS BLVD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3562 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | REFLECTIONS EAST PHASE ONE PB 106 PGS 46 & 47 LOT 37 & N 5 FT OF LOT 36 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 12 |
| Legal Subdivision | REFLECTIONS EAST PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 687512 |
| Legal Block | 2 |
| Legal Lot Number | 37,36 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 2 |
| Census Block | 2021 |
| Census Tract | 14006 |
Source: Polk County records · APN 26-29-12-687512-000362
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 545 REFLECTIONS BLVD, WINTER HAVEN, FL 33884-3562 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 10, 2024 | Warranty Deed, Transfer INTEGRITY FIRST TITLE |
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) LOANFLIGHT LNDG LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 10, 2024 · Amount on Record |
| Deed Sale | Apr 10, 2024 · Amount on Record |
| Prior Sale | Dec 12, 2018 · Amount on Record |
| Deed Doc Number | 202482162 |
| Deed Book / Page | 13072 / 1367 |
| Transfer Doc | 4293001047 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 10, 2024 |
| Property Address | 545 REFLECTIONS BLVD, WINTER HAVEN, FL 33884-3562 |
| Document Number | 0000082162 |
| Book / Page | 13072 / 1367 |
| Map Reference | MB 106 PG 46&47 |
| Instrument Date | Apr 05, 2024 |
| Instrument | 2024082162 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,275.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 545 REFLECTIONS BLVD, WINTER HAVEN, FL 33884-3562 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 545 REFLECTIONS BLVD, WINTER HAVEN, FL 33884-3562 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 545 REFLECTIONS BLVD, WINTER HAVEN, FL 33884-3562 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 545 REFLECTIONS BLVD, WINTER HAVEN, FL 33884-3562 |
| Document Number | 0000017316 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 12081/665 |
| Instrument | 2022017316 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 12, 2018 |
| Property Address | 545 REFLECTIONS BLVD, WINTER HAVEN, FL 33884-3562 |
| Document Number | 0106950690 |
| Book / Page | 010695 / 000690 |
| Instrument Date | Dec 05, 2018 |
| Instrument | 257138 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2018 |
| Title Company | HOME SOLUTION TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,428.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 545 REFLECTIONS BLVD WINTER HAVEN FL 338843562, WINTER HAVEN, FL 33884-3562 |
| Document Number | 106950692 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 010695/000692 |
| Instrument | 257139 |
| Name | LOANFLIGHT LNDG LLC |
|---|---|
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2048 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,132.00 (+91.92%) Homeowner's exemption | $264,467 (+68.59%) Land $39,000 Building $225,467 | $264,467 (+0.75%) Land $39,000 Building $225,467 |
| 2023 | $2,153.00 (+4.21%) Homeowner's exemption | $156,871 (+3.66%) | $262,502 (+8.63%) Land $38,000 Building $224,502 |
| 2022 | $2,066.00 Homeowner's exemption | $151,331 | $241,653 Land $32,000 Building $209,653 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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