Polk County property record for 550 Reflections Blvd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,459 sqft · built 2001 |
| Lot Size | 0.152 acres (6,599 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Jan 2014) |
| Tax Bill | $2,386 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit May 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-12-687512-000191 |
| Primary APN | 26-29-12-687512-000191 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,459 sqft Living Area |
| Gross Area | 1,919 sqft |
| 1st Floor Area | 1,459 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,599 sqft (0.152 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 207 sqft |
| Street Address | 550 REFLECTIONS BLVD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REFLECTIONS EAST PHASE ONE PB 106 PGS 46 & 47 LOT 19 LESS N 5 FT |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 12 |
| Legal Subdivision | REFLECTIONS EAST PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 687512 |
| Legal Block | 2 |
| Legal Lot Number | 19 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 14006 |
Source: Polk County records · APN 26-29-12-687512-000191
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 550 REFLECTIONS BLVD, WINTER HAVEN, FL 33884-3526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| May 05, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 10, 2014 · Amount on Record |
| Deed Sale | Jan 10, 2014 · Amount on Record |
| Prior Sale | Sep 05, 2012 · Amount on Record |
| Deed Document Number | 20144978 |
| Deed Book / Page | 9153 / 366 |
| Last Transfer Date | Apr 28, 2020 |
| Transfer Doc | 0000091600 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 550 REFLECTIONS BLVD, WINTER HAVEN, FL 33884-3526 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000277509 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 11951/1239 |
| Instrument | 2021277509 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 25, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 05, 2020 |
| Property Address | 550 REFLECTIONS BLVD, WINTER HAVEN, FL 33884-3526 |
| Document Number | 0112260249 |
| Book / Page | 011226 / 000249 |
| Instrument Date | Apr 28, 2020 |
| Instrument | 91600 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 904 JAMESTOWN DR #D WINTER PARK FL 327923635, D, WINTER PARK, FL 32792-3635 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,386.00 (+6.8%) Homeowner's exemption | $176,094 (+5.99%) | $233,075 (-0.58%) Land $39,000 Building $194,075 |
| 2023 | $2,234.00 (+0.31%) Homeowner's exemption | $166,147 (+3.62%) | $234,428 (+9.71%) Land $38,000 Building $196,428 |
| 2022 | $2,227.00 Homeowner's exemption | $160,337 | $213,683 Land $32,000 Building $181,683 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 214 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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