Delta County property record for 555 NE 4th St, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,344 sqft · built 1986 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on Record |
| Last Sale | $125,000 (Dec 2000) |
| Tax Bill | $1,233 (2025) |
| Deeds & Mortgages | Jun 2021 Reverse Mortgage Dec 2019 Reverse Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R002890 |
| Primary APN | R002890 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,344 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,712 sqft (0.2 acres) |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Account Number | R002890 |
|---|---|
| Street Address | 555 NE 4TH ST |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-3306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 555 NE 4TH ST CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: CEDAREDGE ESTATES AMENDED BLOCK: 2 LOT: 24 LESS S110 TOTAL AC 0.20+- (N99.10, S82.61, E202.20, W193.51) LOT 24 BLK 2 CEDAREDGE ESTATES AMD. SEC 20 T13S R94W 6PM BK 478 PG 279 (R-383252) B |
| Legal Subdivision | CEDAREDGE ESTATES AMENDED |
| Legal Block | 2 |
| Legal Lot Number | 24 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 965201 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 555 NE 4TH ST, CEDAREDGE, CO 81413-3306 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Jun 10, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Dec 19, 2019 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Mar 30, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK OF COLORADO |
| Dec 19, 2019 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Sep 3, 2020 | Intrafamily Transfer, Transfer |
| Jan 25, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Mar 15, 2017 | Beneficiary Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2000 · Amount on Record |
| Deed Sale | Dec 4, 2000 · Amount on Record |
| Prior Sale | Apr 10, 1995 · Amount on Record |
| Last Transfer Date | Sep 1, 2020 |
| Transfer Doc | 0000721657 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 555 NE 4TH ST, CEDAREDGE, CO 81413-3306 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000729906 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 729906 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.06% |
| Change Frequency | Annually |
| Max Rate At Change | 7.06% |
| Index | Other |
| Max Rate | 7.06% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 555 NE 4TH ST, CEDAREDGE, CO 81413-3306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 715788 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 715788 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.66% |
| Type Change Date | Jan 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 555 NE 4TH ST, CEDAREDGE, CO 81413-3306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 702381 |
|---|---|
| Date | Mar 30, 2018 |
| Instrument | 702381 |
| Name | FIRST STATE BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | DELTA, CO 81416 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 555 NE 4TH ST, CEDAREDGE, CO 81413-3306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 715787 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 715787 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.66% |
| Type Change Date | Jan 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Sep 3, 2020 |
| Property Address | 555 NE 4TH ST, CEDAREDGE, CO 81413-3306 |
| Document Number | 0000721657 |
| Instrument Date | Sep 1, 2020 |
| Instrument | 721657 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 555 NE 4TH ST, CEDAREDGE, CO 81413-3306 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jan 25, 2018 |
| Property Address | 555 NE 4TH ST, CEDAREDGE, CO 81413-3306 |
| Document Number | 0000701036 |
| Instrument Date | Jan 24, 2018 |
| Instrument | 701036 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 555 NE 4TH ST, CEDAREDGE, CO 81413-3306 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Mar 15, 2017 |
| Property Address | 555 NE 4TH ST, CEDAREDGE, CO 81413-3306 |
| Document Number | 0000693715 |
| Instrument Date | Mar 14, 2017 |
| Instrument | 693715 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 555 NE 4TH ST, 555, CEDAREDGE, CO 81413-3306 |
| Name | Verified Name |
|---|---|
| Address | 555 NE 4TH ST, CEDAREDGE, CO 81413-3306 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Cedaredge Town |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,233.00 (+6.75%) | $17,859 (+5.31%) Land $2,813 Building $15,046 | $285,741 (+12.89%) Land $45,000 Building $240,741 |
| 2024 | $1,155.00 (+4.05%) | $16,958 (-) Land $3,027 Building $13,931 | |
| 2023 | $1,110.00 (+96.46%) | $16,958 (+10.18%) Land $3,027 Building $13,931 | $253,104 (+14.3%) Land $45,182 Building $207,922 |
| 2022 | $565.00 | $15,391 Land $3,128 Building $12,263 | $221,443 Land $45,000 Building $176,443 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 71% of Colorado |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Elevate Internet Fiber | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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