Delta County property record for 465 NE 4th St, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,792 sqft · built 1993 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Apr 2014) |
| Tax Bill | $1,280 (2025) |
| Deeds & Mortgages | May 2026 Reverse Mortgage May 2026 Reverse Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R002865 |
| Primary APN | R002865 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,792 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Mobile Home |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R002865 |
|---|---|
| Street Address | 465 NE 4TH ST |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-3305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 465 NE 4TH ST CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: CEDAREDGE ESTATES AMENDED BLOCK: 2 LOT: 18 TOTAL AC 0.40+- (N100.00, S82.60, E184.72, W167.32) LOT 18 BLK 2 CEDAREDGE ESTATES AMD. SEC 20 T13S R94W 6PM BK 451 PG 305 (R-357452) BK 465 PG |
| Legal Subdivision | CEDAREDGE ESTATES AMENDED |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 965201 |
Source: Delta County records · APN R002865
Assessment roll updated May 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 465 NE 4TH ST, CEDAREDGE, CO 81413-3305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Reverse Mortgage GUILD MORTGAGE COMPANY |
| May 28, 2026 | Deed of Trust, Mortgage · Reverse Mortgage BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC |
| Feb 03, 2021 | Deed of Trust, Mortgage · FHA Mortgage BOKF NA |
| Aug 29, 2019 | Deed of Trust, Mortgage HOUSING AUTHORITY OF THE CITY OF DELTAL |
| Feb 24, 2022 | Beneficiary Deed, Transfer |
| Apr 30, 2014 | Warranty Deed, Transfer · Conventional Mortgage COLORADO STATE BANK & TRUST |
| Nov 30, 2010 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 30, 2014 · Amount on Record |
| Deed Sale | Apr 30, 2014 · Amount on Record |
| Prior Sale | Jul 09, 2002 · Amount on Record |
| Deed Document Number | 2014673227 |
| Last Transfer Date | Feb 17, 2022 |
| Transfer Doc | 0000737063 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | May 28, 2026 |
| Property Address | 465 NE 4TH ST, CEDAREDGE, CO 81413-3305 |
| Document Number | 0000768028 |
| Instrument Date | May 18, 2026 |
| Instrument | 2026768028 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 465 NE 4TH ST, CEDAREDGE, CO 81413-3305 |
| Document Number | 0000768028, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 2026768028 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 743 Months |
| Due | Apr 24, 2088 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | May 28, 2026 |
| Property Address | 465 NE 4TH ST, CEDAREDGE, CO 81413-3305 |
| Document Number | 0000768029 |
| Instrument Date | May 18, 2026 |
| Instrument | 2026768029 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC |
| Name | Verified Name |
|---|---|
| Address | 465 NE 4TH ST, CEDAREDGE, CO 81413-3305 |
| Document Number | 0000768029, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 2026768029 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 743 Months |
| Due | Apr 24, 2088 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 465 NE 4TH ST, CEDAREDGE, CO 81413-3305 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000725938 |
|---|---|
| Date | Feb 03, 2021 |
| Instrument | 725938 |
| Name | BOKF NA |
|---|---|
| Type | Bank |
| Address | TULSA, OK 74153 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 465 NE 4TH ST, CEDAREDGE, CO 81413-3305 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000713317 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 713317 |
| Name | HOUSING AUTHORITY OF THE CITY OF DELTAL |
|---|---|
| Type | Government Agency |
| Address | DELTA, CO 81416 |
| Amount | Amount Recorded |
|---|---|
| Term | 3 Months |
| Due | Nov 01, 2019 |
| Rate | 1% |
|---|
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Feb 24, 2022 |
| Property Address | 465 NE 4TH ST, CEDAREDGE, CO 81413-3305 |
| Document Number | 0000737063 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 737063 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 465 NE 4TH ST, CEDAREDGE, CO 81413-3305 |
| Name | Verified Name |
|---|---|
| Address | 465 NE 4TH ST, CEDAREDGE, CO 81413-3305 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Apr 30, 2014 |
| Property Address | 465 NE 4TH ST, CEDAREDGE, CO 81413-3305 |
| Document Number | 0000673227 |
| Instrument Date | Apr 30, 2014 |
| Instrument | 673227 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 465 NE 4TH ST, CEDAREDGE, CO 81413-3305 |
| Document Number | 0000673228 |
|---|---|
| Date | Apr 30, 2014 |
| Instrument | 673228 |
| Name | COLORADO STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2044 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Nov 30, 2010 |
| Property Address | 465 NE 4TH ST, CEDAREDGE, CO 81413-3305 |
| Document Number | 0000647158 |
| Instrument Date | Nov 23, 2010 |
| Instrument | 647158 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 465 NE 4TH ST, CEDAREDGE, CO 81413-3305 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 465 NEW 4TH ST, CEDAREDGE, CO 81413 |
Source: Delta County records · Assessment roll updated May 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Cedaredge Town |
| Unified School District | Delta County School District 50J (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,280.00 (+14.7%) | $18,540 (+13.17%) Land $3,688 Building $14,852 | $296,629 (+21.32%) Land $59,000 Building $237,629 |
| 2024 | $1,116.00 (+4.1%) | $16,382 (-) Land $3,829 Building $12,553 | |
| 2023 | $1,072.00 (+13.56%) | $16,382 (+16.18%) Land $3,829 Building $12,553 | $244,502 (+20.51%) Land $57,145 Building $187,357 |
| 2022 | $944.00 | $14,101 Land $3,128 Building $10,973 | $202,881 Land $45,000 Building $157,881 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 62% of the US · lower than 78% of Colorado |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| DMEA Utilities Services Fiber · DSL | 6,000 / 6,000 |
| Delta Montrose Electric Association Fiber | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| JAB Wireless Fixed Wireless | 100 / 20 |
Based on FCC filings for 72 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF CEDAREDGE serves 2,400 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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