Delta County property record for 470 NE 4th St, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,190 sqft · built 2020 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Jul 2024) |
| Tax Bill | $1,755 (2025) |
| Deeds & Mortgages | Nov 2022 Reverse Mortgage Jan 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R002879 |
| Primary APN | R002879 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Building Area | 1,190 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,492 sqft (0.7 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R002879 |
|---|---|
| Street Address | 470 NE 4TH ST |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-3310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 470 NE 4TH ST CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: CEDAREDGE ESTATES AMENDED BLOCK: 2 LOT: 32 TOTAL C 0.7+- (N315.68, S295.54, E100.00, W102.00) LOT 32 BLK 2 CEDAREDGE ESTATES AMD. SEC 20 T13S R94W 6PM BK 465 PG 407 (R-374151) BK 494 PG 8 |
| Legal Subdivision | CEDAREDGE ESTATES AMENDED |
| Legal Block | 2 |
| Legal Lot Number | 32 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 965201 |
470 NE 4th St is owned by two individuals who bought it in July 2024.
Source: Delta County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7830 WEBSTER CHURCH RD, WHITMORE LAKE, MI 48189-9614 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2022 | Beneficiary Deed, Transfer · Reverse Mortgage CHERRY CREEK MORTGAGE CO INC |
| Jan 3, 2022 | Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Jan 7, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO |
| Mar 4, 2019 | Special Warranty Deed, Transfer HERITAGE TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2024 · Amount on File |
| Deed Sale | Jul 11, 2024 · Amount on File |
| Prior Sale | Jan 3, 2022 · Amount on File |
| Deed Document Number | 2024754219 |
| Prior Transfer Date | Nov 17, 2022 |
| Prior Transfer Doc | 0000743346 |
| Record Updated | Jun 8, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Nov 17, 2022 |
| Property Address | 470 NE 4TH ST, CEDAREDGE, CO 81413-3310 |
| Document Number | 0000743346 |
| Instrument Date | Nov 17, 2022 |
| Instrument | 743346 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 SHERMAN DR, GRAND JUNCTION, CO 81503-2065 |
| Document Number | 0000743326 |
|---|---|
| Date | Nov 17, 2022 |
| Instrument | 743326 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 785 Months |
| Due | Apr 24, 2088 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.06% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2023 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Max Rate | 12% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jan 3, 2022 |
| Property Address | 470 NE 4TH ST, CEDAREDGE, CO 81413-3310 |
| Document Number | 0000735696 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 735696 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $35.84 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 470 NE 4TH ST, CEDAREDGE, CO 81413-3310 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 470 NE 4TH ST, CEDAREDGE, CO 81413-3310 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 716112 |
|---|---|
| Date | Jan 7, 2020 |
| Instrument | 716112 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | CEDAREDGE, CO 81413 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Dec 30, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Mar 4, 2019 |
| Property Address | 470 NE 4TH ST, CEDAREDGE, CO 81413-3310 |
| Document Number | 0000709245 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 709245 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $5.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 401 GRAND AVE APT G, G, DELTA, CO 81416-2954 |
The 2025 property tax bill for 470 NE 4th St was $1,755, up 27.5% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Cedaredge Town |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,755.00 (+27.54%) | $25,412 (+25.8%) Land $7,000 Building $18,412 | $406,593 Land $112,000 Building $294,593 |
| 2024 | $1,376.00 (+4.08%) | $20,201 (-) Land $5,383 Building $14,818 | |
| 2023 | $1,322.00 (+22.41%) | $20,201 (+25.25%) Land $5,383 Building $14,818 | $301,514 (+29.93%) Land $80,344 Building $221,170 |
| 2022 | $1,080.00 | $16,129 Land $3,128 Building $13,001 | $232,061 Land $45,000 Building $187,061 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 470 NE 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 470 NE 4th St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 78% of Colorado |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Elevate Internet Fiber | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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