555 N Stephen St, Clark Fork, ID 83811 Property Records

Bonner County property record for 555 N Stephen St, Clark Fork, ID 83811

Property Summary

Property Type	Commercial Vacant Land
Lot Size	0.239 acres (10,411 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,500 (Apr 2021)
Tax Bill	$439 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2021 Line of Credit + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`RPC00000024501A`

Property Details

APN / Parcel Number

Primary APN	`RPC00000024501A`

Exterior

Lot Area	10,411 sqft (0.239 acres)

Location & Zoning

Street Address	555 N STEPHEN ST
City	CLARK FORK
State	ID
Zip	83811-0581
Property Category	Commercial
Property Type	Vacant Land > Commercial
Legal Description	2-55N-2E TAX 56
Legal Range	02E
Legal Township	55N
Legal Section	02
Jurisdiction	BONNER ID
Township / Civil Division	CLARK FORK
Census Block Group	1
Census Block	1028
Census Tract	950100

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4801 BEAR PAW RD, PRIEST RIVER, ID 83856-4004
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit VERISTONE MORTGAGE LLC
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit VERISTONE MORTGAGE LLC
Mar 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC
Apr 26, 2021	Warranty Deed, Transfer · Line of Credit VERISTONE MORTGAGE LLC
May 13, 2021	Warranty Deed, Transfer · Commercial Mortgage VERISTONE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2021 · Amount on Record
Deed Sale	Apr 26, 2021 · Amount on Record
Deed Document Number	2021981419
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	503 N STEPHEN ST, CLARK FORK, ID 83811-0581
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	ALLIANCE TITLE SANDPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000981423
Date	Apr 26, 2021
Instrument	981423

Lender

Name	VERISTONE MORTGAGE LLC
Type	Mortgage Company
Address	KIRKLAND, WA 98033

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	503 N STEPHEN ST, CLARK FORK, ID 83811-0581
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	ALLIANCE TITLE SANDPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000981422
Date	Apr 26, 2021
Instrument	981422

Lender

Name	VERISTONE MORTGAGE LLC
Type	Mortgage Company
Address	KIRKLAND, WA 98033

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	503 N STEPHEN ST, CLARK FORK, ID 83811-0581
Transaction Type	Mortgage
Record Updated	Mar 23, 2022
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001002106
Date	Mar 15, 2022
Instrument	1002106

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company
Address	PORTLAND, OR 97209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Apr 26, 2021
Property Address	503 N STEPHEN ST, CLARK FORK, ID 83811-0581
Document Number	981419
Instrument Date	Apr 15, 2021
Instrument	981419
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1992 CALAVERAS DR, BAY POINT, CA 94565-3351

Mortgage

Document Number	981421
Date	Apr 26, 2021
Instrument	981421

Lender

Name	VERISTONE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded

Mortgage

Document Number	981422
Date	Apr 26, 2021
Instrument	981422

Lender

Name	VERISTONE MORTGAGE LLC
Type	Mortgage Company
Address	KIRKLAND, WA 98033

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	May 13, 2021
Property Address	503 N STEPHEN ST, CLARK FORK, ID 83811-0581
Document Number	982745
Instrument Date	Apr 12, 2021
Instrument	982745
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1992 CALAVERAS DR, BAY POINT, CA 94565-3351

Mortgage

Document Number	982747
Date	May 13, 2021
Instrument	982747

Lender

Name	VERISTONE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Clark Fork City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$439.00	$90,047 (-0.01%) Land $90,047	$90,047 (-0.01%) Land $90,047
2025	$439.00 (+111.06%)	$90,055 (+116.25%) Land $90,055	$90,055 (+116.25%) Land $90,055
2023	$208.00	$41,644 Land $41,644	$41,644 Land $41,644

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLARK FORK serves 730 people · EPA ID ID1090018
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kaniksu Internet Fiber · Fixed Wireless	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

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