502 N Stephen St, Clark Fork, ID 83811 Property Records

Bonner County property record for 502 N Stephen St, Clark Fork, ID 83811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,026 sqft · built 1972
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$313,300 (Sep 2023)
Tax Bill	$1,185 (2026)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`RPC00000024540A`

Property Details

APN / Parcel Number

Primary APN	`RPC00000024540A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,026 sqft Finished Area
1st Floor Area	1,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Built-in

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	502 N STEPHEN ST
City	CLARK FORK
State	ID
Zip	83811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2-55N-2E TAX 29
Legal Range	02E
Legal Township	55N
Legal Section	02
Legal Subdivision	CPWRS
Jurisdiction	BONNER ID
Township / Civil Division	CLARK FORK
Census Block Group	1
Census Block	1028
Census Tract	950100

Owner

502 N Stephen St is owned by an individual who bought it in September 2023.

Source: Bonner County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 721, CLARK FORK, ID 83811-0721
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on File
Deed Sale	Sep 25, 2023 · Amount on File
Deed Document Number	20231025666
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Sep 25, 2023
Property Address	502 N STEPHEN ST, CLARK FORK, ID 83811
Document Number	0001025666
Map Reference	MB 3 PG 61
Instrument Date	Sep 20, 2023
Instrument	1025666
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 N STEPHEN ST, CLARK FORK, ID 83811

Mortgage

Document Number	0001025667
Date	Sep 25, 2023
Instrument	1025667

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 502 N Stephen St was $1,185.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Clark Fork City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,185.00	$203,172 (-) Land $95,192 Building $107,980	$203,172 (-) Land $95,192 Building $107,980
2025	$1,185.00	$203,172 Land $95,192 Building $107,980	$203,172 Land $95,192 Building $107,980
2023	$619.00 Homeowner's exemption	$215,290 Land $95,192 Building $120,098	$215,290 Land $95,192 Building $120,098

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 502 N Stephen St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 N Stephen St is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Idaho
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLARK FORK serves 730 people · EPA ID ID1090018
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kaniksu Internet Fiber · Fixed Wireless	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Stephen St

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