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403 N Stephen St, Clark Fork, ID 83811 Property Records

Bonner County property record for 403 N Stephen St, Clark Fork, ID 83811

Property Summary

Property TypeCommercial
Details2,560 sqft · built 1982
Lot Size0.239 acres (10,411 sqft)
OwnerIndividual Name on File
Tax Bill$1,318 (2026)
Deeds & MortgagesMar 2022 Re-recorded Document
Mar 2022 Sale
Flood ZoneZone X (reduced by levee)
APNRPC0059026018AA

Property Details

APN / Parcel Number

Primary APNRPC0059026018AA

Interior

Building Area2,560 sqft Finished Area
1st Floor Area2,560 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1990
Lot Area10,411 sqft (0.239 acres)
Garage TypeBuilt-in

Location & Zoning

Street Address403 N STEPHEN ST
CityCLARK FORK
StateID
Zip83811-0288
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description2-55N-2E NAGELS AMENDED BLK 26 TAX 3
Legal Range02E
Legal Township55N
Legal Section02
Legal SubdivisionNAGELS AMENDED
Legal Block26
Legal Lot Number18-20
JurisdictionBONNER ID
Township / Civil DivisionCLARK FORK
Census Block Group1
Census Block1028
Census Tract950100

Owner

403 N Stephen St, a commercial property, is owned by an individual who acquired it in March 2022.

Source: Bonner County records, as of October 15, 2026

Owner of RecordIndividual Name on File
Mailing Address625 E 2ND AVE # 123, 123, KOOTENAI, ID 83840
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2022Re-recorded Document
NOT AVAILABLE, TITLEONE SANDPOINT
Mar 7, 2022Warranty Deed, Transfer
NOT AVAILABLE, TITLE ONE A TTIEL & ESCROW C

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2022
Deed SaleMar 7, 2022
Prior SaleMay 13, 2021 · Amount on File
Deed Document Number20221001706
Prior Transfer DateNov 9, 2015
Prior Transfer Doc0000883496
Record UpdatedOct 29, 2026

March 2022: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionBONNER ID
Recording DateMar 8, 2022
Property Address403 N STEPHEN ST, CLARK FORK, ID 83811-0288
Document Number0001001746
Map ReferenceMB 1 PG 124
Instrument DateFeb 28, 2022
Instrument1001746
Record UpdatedOct 31, 2022
Title CompanyNOT AVAILABLE, TITLEONE SANDPOINT

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address625 W 2ND AVE, KOOTENAI, ID 83840-0315

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBONNER ID
Recording DateMar 7, 2022
Property Address403 N STEPHEN ST, CLARK FORK, ID 83811-0288
Document Number0001001706
Map ReferenceMB 01 PG 124
Instrument DateFeb 28, 2022
Instrument1001706
Transaction TypeTransfer
Record UpdatedOct 31, 2022
Title CompanyNOT AVAILABLE, TITLE ONE A TTIEL & ESCROW C

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address625 W 2ND AVE # 123, 123, KOOTENAI, ID 83840-0315

Tax Assessment & Valuation

The 2026 property tax bill for 403 N Stephen St was $1,318.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateIdaho
CountyBonner County
MunicipalityClark Fork City
Unified School DistrictLake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,318.00$270,432 (+0.04%) Land $90,055 Building $180,377$270,432 (+0.04%) Land $90,055 Building $180,377
2025$1,318.00$270,337 Land $89,960 Building $180,377$270,337 Land $89,960 Building $180,377
2023$1,094.00$218,462 Land $41,600 Building $176,862$218,462 Land $41,600 Building $176,862

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 N Stephen St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 N Stephen St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CLARK FORK
serves 730 people · EPA ID ID1090018
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Kaniksu Internet
Fiber · Fixed Wireless		2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Stephen St

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