555 N 400 E, Providence, UT 84332 Property Records

Cache County property record for 555 N 400 E, Providence, UT 84332

Property Summary

Property Type	Single Family Home
Details	2,255 sqft · built 2020
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$1,481,287 (Mar 2024)
Tax Bill	$5,696 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-298-0011`

Property Details

APN / Parcel Number

Primary APN	`02-298-0011`

Interior

Building Area	2,255 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	14,810 sqft (0.34 acres)

Location & Zoning

Street Address	555 N 400 E
City	PROVIDENCE
State	UT
Zip	84332-9525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 PROVIDENCE SHIRE SUBDIVISION CONT 0.34 AC
Legal Subdivision	PROVIDENCE SHIRE SUBDIVISION
Legal Lot Number	11
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	3
Census Block	3017
Census Tract	1102

Owner

Source: Cache County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	555 N 400 E, PROVIDENCE, UT 84332-9525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Warranty Deed, Transfer · Conventional Mortgage CACHE VALLEY BANK
Jun 30, 2023	Warranty Deed, Transfer CACHE TITLE LOGAN
Feb 11, 2020	Deed of Trust, Mortgage · Construction Mortgage CACHE VALLEY BANK
Sep 25, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CACHE VALLEY BANK
May 3, 2019	Warranty Deed, Transfer CACHE TITLE LOGAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2024 · Amount on Record
Deed Sale	Mar 26, 2024 · Amount on Record
Prior Sale	Jun 30, 2023
Deed Document Number	20241355172
Deed Book / Page	2426 / 1694
Prior Transfer Date	Sep 25, 2020
Prior Transfer Doc	2184/1178
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Mar 26, 2024
Property Address	555 N 400 E, PROVIDENCE, UT 84332-9525
Document Number	02426/1694
Book / Page	2426 / 1694
Map Reference	DOC 1213755
Instrument Date	Mar 26, 2024
Instrument	1355172
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	HICKMAN LAND TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 N 400 E, PROVIDENCE, UT 84332-9525

Mortgage

Document Number	0001355173
Date	Mar 26, 2024
Instrument	1355173

Lender

Name	CACHE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	13%
Index	1-Year T-Bill
Max Rate	13%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Jun 30, 2023
Property Address	555 N 400 E, PROVIDENCE, UT 84332-9525
Document Number	02394/1527
Book / Page	2394 / 1527
Map Reference	DOC 1213755
Instrument Date	Jun 30, 2023
Instrument	1342589
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 N 400 E, PROVIDENCE, UT 84332-9525

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	555 N 400 E, PROVIDENCE, UT 84332-9525
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2123/0858
Date	Feb 11, 2020
Book Page	2123/0858
Instrument	1238797

Lender

Name	CACHE VALLEY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Sep 25, 2020
Property Address	555 N 400 E, PROVIDENCE, UT 84332-9525
Document Number	2184/1178
Book / Page	2184 / 1178
Map Reference	DOC 1213755
Instrument Date	Sep 25, 2020
Instrument	1260707
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	555 N 400 E, PROVIDENCE, UT 84332-9525

Mortgage

Document Number	1260708
Date	Sep 25, 2020
Instrument	1260708

Lender

Name	CACHE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	May 3, 2019
Property Address	555 N 400 E, PROVIDENCE, UT 84332-9525
Document Number	2070/0138
Book / Page	2070 / 0138
Map Reference	DOC 1213755
Instrument Date	Apr 26, 2019
Instrument	1217853
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	555 NORTH 400 EAST, PROVIDENCE, UT 84332-9525

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,696.00 (+42.33%)	$798,665 (+62.37%)	$1,452,120 (+62.38%) Land $178,500 Building $1,273,620
2023	$4,002.00 (-5.55%)	$491,865 (-)	$894,300 (-) Land $172,500 Building $721,800
2022	$4,237.00	$491,865	$894,300 Land $101,000 Building $793,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 46% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strata Networks Fiber	2,000 / 2,000
Tristate Wi-Fi by Wi-Fiber Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	2,000 / 250
SenaWave Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Blue Spring Broadband, CenturyLink, T-Mobile.

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