514 N 400 E, Providence, UT 84332 Property Records

Cache County property record for 514 N 400 E, Providence, UT 84332

Property Summary

Property Type	Single Family Home
Details	3,223 sqft · built 2021
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,883 (Jun 2023)
Tax Bill	$3,917 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-298-0001`

Property Details

APN / Parcel Number

Primary APN	`02-298-0001`

Interior

Building Area	3,223 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	514 N 400 E
City	PROVIDENCE
State	UT
Zip	84332-9525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 PROVIDENCE SHIRE SUBDIVISION CONT 0.3 AC
Legal Subdivision	PROVIDENCE SHIRE SUBDIVISION
Legal Lot Number	1
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	3
Census Block	3017
Census Tract	1102

Owner

Source: Cache County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	514 N 400 E, PROVIDENCE, UT 84332-9525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage CACHE VALLEY BANK
Jun 7, 2023	Correction Deed CACHE TITLE LOGAN
Sep 18, 2020	Warranty Deed, Transfer · Construction Mortgage CACHE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	Jun 7, 2023
Deed Document Number	20231342385
Deed Book / Page	2394 / 468
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Jun 27, 2023
Property Address	514 N 400 E, PROVIDENCE, UT 84332-9525
Document Number	002394/468
Book / Page	2394 / 468
Instrument Date	Jun 26, 2023
Instrument	1342385
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	US TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	514 N 400 E, PROVIDENCE, UT 84332-9525

Mortgage

Document Number	0001342387
Date	Jun 27, 2023
Instrument	1342387

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	514 N 400 E, PROVIDENCE, UT 84332-9525
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002283/264
Date	Sep 7, 2021
Book Page	2283/264
Instrument	1298102

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	LOGAN, UT 84321

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	CACHE UT
Recording Date	Jun 7, 2023
Property Address	514 N 400 E, PROVIDENCE, UT 84332-9525
Document Number	02391/1784
Book / Page	2391 / 1784
Instrument Date	Jun 7, 2023
Instrument	1341463
Record Updated	Jun 22, 2023
Title Company	CACHE TITLE LOGAN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 N 400 E, PROVIDENCE, UT 84332-9525

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Sep 18, 2020
Property Address	514 N 400 E, PROVIDENCE, UT 84332-9525
Document Number	02182/1053
Book / Page	2182 / 1053
Map Reference	DOC 1213755
Instrument Date	Sep 11, 2020
Instrument	1259955
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 N 400 E, PROVIDENCE, UT 84332-9525

Mortgage

Document Number	02182/1054
Date	Sep 18, 2020
Book Page	2182/1054
Instrument	1259956

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	LOGAN, UT 84321

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,917.00 (+780.22%)	$549,235 (+0.25%)	$998,610 (+0.25%) Land $172,500 Building $826,110
2023	$445.00 (-90.6%)	$547,855 (-0.3%)	$996,100 (-0.3%) Land $170,000 Building $826,100
2022	$4,734.00	$549,505	$999,100 Land $98,000 Building $901,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 41% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strata Networks Fiber	2,000 / 2,000
Tristate Wi-Fi by Wi-Fiber Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	2,000 / 250
SenaWave Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Blue Spring Broadband, CenturyLink, T-Mobile.

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