546 N 400 E, Providence, UT 84332 Property Records

Cache County property record for 546 N 400 E, Providence, UT 84332

Property Summary

Property Type	Single Family Home
Details	2,856 sqft · built 2019
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Tax Bill	$2,993 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-298-0003`

Property Details

APN / Parcel Number

Primary APN	`02-298-0003`

Interior

Building Area	2,856 sqft Living Area

Exterior

Year Built	Built 2019
Lot Area	15,682 sqft (0.36 acres)

Location & Zoning

Street Address	546 N 400 E
City	PROVIDENCE
State	UT
Zip	84332-9525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 PROVIDENCE SHIRE SUBDIVISION CONT 0.36 AC
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	3
Census Block	3017
Census Tract	1102

Owner

546 N 400 E is owned and occupied by an individual who acquired it in July 2019.

Source: Cache County records, as of November 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	546 N 400 E, PROVIDENCE, UT 84332-9525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
May 20, 2020	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jul 8, 2019	Warranty Deed, Transfer CACHE TITLE LOGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019
Deed Sale	Jul 8, 2019
Deed Document Number	1222463
Deed Book / Page	2081 / 1258
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	546 N 400 E, PROVIDENCE, UT 84332-9525
Transaction Type	Mortgage
Record Updated	Dec 8, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002413/876
Date	Nov 22, 2023
Book Page	2413/876
Instrument	1349797

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	546 N 400 E, PROVIDENCE, UT 84332-9525
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2146/1447
Date	May 20, 2020
Book Page	2146/1447
Instrument	1247037

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Jul 8, 2019
Property Address	546 N 400 E, PROVIDENCE, UT 84332-9525
Document Number	2081/1258
Book / Page	2081 / 1258
Map Reference	DOC 1213755
Instrument Date	Jul 8, 2019
Instrument	1222463
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	283 E 600 N, LOGAN, UT 84321-3311

Tax Assessment & Valuation

The 2025 property tax bill for 546 N 400 E was $2,993.

Source: Cache County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,993.00	$419,610	$762,930 Land $180,000 Building $582,930
2023	$3,406.00	$418,660	$761,200 Land $165,000 Building $596,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 546 N 400 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 546 N 400 E is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 46% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strata Networks Fiber	2,000 / 2,000
Tristate Wi-Fi by Wi-Fiber Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	2,000 / 250
SenaWave Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Blue Spring Broadband, CenturyLink, T-Mobile.

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