555 Lower Rd, Westtown, NY 10998 Property Records

Orange County and Minisink Town property record for 555 Lower Rd, Westtown, NY 10998

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,240 sqft · built 2006
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Last Sale$362,000 (Aug 2017)
Tax Bill$8,979 (2024)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN333889 11-2-1

Property Details

APN / Parcel Number

Primary APN333889 11-2-1
Alternative APNs
  • 388901100000020010000000
  • 11-2-1

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,240 sqft Living Area
Gross Area2,440 sqft
1st Floor Area1,200 sqft
2nd Floor Area1,040 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleColonial
Lot Area87,120 sqft (2 acres)
View / LotRural
Garage TypeBasement
PorchCovered Porch
Porch Area340 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number11-2-1
Street Address555 LOWER RD
CityWESTTOWN
StateNY
Zip10998-4114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionLOT 1 WESTTOWN ESTATES CO MAP 68-06 FILED 1/25/06 W LOWER RD
Legal SubdivisionWESTTOWN ESTATES CORP
Legal Block2
Legal Lot Number1.000
JurisdictionORANGE NY
Township / Civil DivisionMINISINK
Census Block Group2
Census Block2014
Census Tract11702

Owner

Source: Orange County and Minisink Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address555 LOWER RD, WESTTOWN, NY 10998-4114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2017 · Amount on Record
Deed SaleAug 7, 2017 · Amount on Record
Prior SaleMar 9, 2007 · Amount on Record
Deed Book / Page14269 / 997
Prior Transfer DateSep 18, 2015
Prior Transfer Doc0000065555
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address555 LOWER RD, WESTTOWN, NY 10998-4114
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000055242
DateAug 7, 2017
Book Page0000014269/0000001001
Instrument20170055242
Lender
NameCAPITAL ONE BANK
TypeBank
Agreement
AmountAmount Recorded
Term353 Months
DueJan 1, 2047

Tax Assessment & Valuation

Source: Orange County and Minisink Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionMinisink Town
Unified School DistrictMinisink Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$141,500 (+2.17%) Land $37,700 Building $103,800$488,600 (+9.82%)
2024$8,979.00$138,500 (-) Land $37,700 Building $100,800$444,900 (+5.93%)
2023$138,500 Land $37,700 Building $100,800$420,000 Land $114,325 Building $305,675

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 98.2% of New York
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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