Orange County and Minisink Town property record for 550 Lower Rd, Westtown, NY 10998
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 3,082 sqft · built 1940 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,760 (2024) |
| Deeds & Mortgages | Sep 2021 Refinance May 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 333889 11-1-39 |
| Primary APN | 333889 11-1-39 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,082 sqft Living Area |
| 1st Floor Area | 2,114 sqft |
| Basement Area | 968 sqft |
| Finished Basement | 968 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 108,900 sqft (2.5 acres) |
| View / Lot | Rural |
| Porch | Open Porch |
| Porch Area | 224 sqft |
| Silo | Silo |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 11-1-39 |
|---|---|
| Street Address | 550 LOWER RD |
| City | WESTTOWN |
| State | NY |
| Zip | 10998-4116 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | AR |
| Legal Description | LT 1 ADELAIDE ESTATES EASSUB MAP 56-03 |
| Legal Block | 1 |
| Legal Lot Number | 39.00 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | MINISINK |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 11702 |
Source: Orange County and Minisink Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 550 LOWER RD, WESTTOWN, NY 10998-4116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ULSTER SAVINGS BANK |
| May 20, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 550 LOWER RD, WESTTOWN, NY 10998-4116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000060567 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 15045/1227 |
| Instrument | 20210060567 |
| Name | ULSTER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 109 Months |
| Due | Oct 1, 2030 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | May 20, 2021 |
| Property Address | 550 LOWER RD, WESTTOWN, NY 10998-4116 |
| Document Number | 20210032887 |
| Book / Page | 14964 / 589 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 20210032887 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 550 LOWER RD, WESTTOWN, NY 10998-4116 |
Source: Orange County and Minisink Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Minisink Town |
| Unified School District | Minisink Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $119,700 (-) Land $38,200 Building $81,500 | $413,300 (+13.89%) | |
| 2024 | $7,760.00 | ||
| 2023 | $119,700 (-) Land $38,200 Building $81,500 | $362,900 (+14.34%) Land $115,813 Building $247,087 | |
| 2022 | $119,700 Land $38,200 Building $81,500 | $317,400 Land $101,292 Building $216,108 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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