555 Gregory Rd, Covington, GA 30014 Property Records

Newton County property record for 555 Gregory Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,084 sqft · built 2011
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jun 2017)
Tax Bill	$8,278 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00960-00000-008-E00`

Property Details

APN / Parcel Number

Primary APN	`00960-00000-008-E00`
Alternative APNs	`0096 008E` `31195`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	4,084 sqft Heated Area
1st Floor Area	3,500 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2016
Exterior Material	Composition/Composite
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	261,360 sqft (6 acres)
Garage Area	1,596 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	1,190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31195
Old Parcel Number	0096 008E
Street Address	555 GREGORY RD
City	COVINGTON
State	GA
Zip	30014-0920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	6.00 AC TR 3 GREGORY RD
Legal Subdivision	ALCOVY RD @ RESERVOIR
Legal Tract	3
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	4
Census Block	4011
Census Tract	100101

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	555 GREGORY RD, COVINGTON, GA 30014-0920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit WILLIAMSTOWN BANK
Apr 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2017 · Amount on Record
Deed Sale	Jun 1, 2017 · Amount on Record
Deed Document Number	0003570460
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Jul 31, 2026
Property Address	555 GREGORY RD, COVINGTON, GA 30014-0920
Document Number	4853000903
Book / Page	4853 / 903
Instrument Date	Jul 24, 2026
Transaction Type	Mortgage
Record Updated	Aug 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 GREGORY RD, COVINGTON, GA 30014-0920

Mortgage

Document Number	4853000903,
Date	Jul 31, 2026
Book Page	4853/903

Lender

Name	WILLIAMSTOWN BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	555 GREGORY RD, COVINGTON, GA 30014-0920
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036870296
Date	Apr 10, 2018
Book Page	3687/296
Instrument	004365

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2028

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,278.00 (+6.79%) Homeowner's exemption	$341,360 (+23.95%) Land $33,600 Building $307,760	$853,400 (+23.95%) Land $84,000 Building $769,400
2023		$275,400 Land $24,000 Building $251,400	$688,500 Land $60,000 Building $628,500
2022	$7,752.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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