445 Gregory Rd, Covington, GA 30014 Property Records

Newton County property record for 445 Gregory Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,940 sqft · built 2017
Lot Size	8.01 acres (348,916 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Aug 2017)
Tax Bill	$3,171 (2025)
Deeds & Mortgages	Jan 2017 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00960-00000-008-C00`

Property Details

APN / Parcel Number

Primary APN	`00960-00000-008-C00`
Alternative APNs	`0096 008C` `31193`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,940 sqft Heated Area
1st Floor Area	2,940 sqft
Basement Area	1,920 sqft
Unfinished Basement	1,920 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	348,916 sqft (8.01 acres)
Garage Area	240 sqft
Porch	Slab
Porch Area	3,952 sqft
Canopy	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31193
Street Address	445 GREGORY RD
City	COVINGTON
State	GA
Zip	30014-0982
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	8.015AC TR 1 GREGORY RD
Legal Subdivision	ALCOVY RD @ RESERVOIR
Legal Tract	1
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	4
Census Block	4011
Census Tract	100101

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 GREGORY RD, COVINGTON, GA 30014-0982
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage NEWTON FEDERAL BANK
May 2, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Aug 17, 2017	Warranty Deed, Transfer · VA Mortgage EVOLVE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2017 · Amount on Record
Deed Sale	Aug 15, 2017 · Amount on Record
Prior Sale	Sep 2, 2016 · Amount on Record
Deed Document Number	20172897
Deed Book / Page	3598 / 333
Prior Transfer Date	Jul 25, 2011
Prior Transfer Doc	0029240557
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	445 GREGORY RD, COVINGTON, GA 30014-0982
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035230297
Date	Jan 11, 2017
Book Page	3523/297
Instrument	000496

Lender

Name	NEWTON FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	445 GREGORY RD, COVINGTON, GA 30014-0982
Document Number	0038370570
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 GREGORY RD COVINGTON GA 300140982, COVINGTON, GA 30014-0982

Mortgage

Document Number	0038370570
Date	May 9, 2019
Book Page	003837/000570
Instrument	5704

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 17, 2017
Property Address	445 GREGORY RD, COVINGTON, GA 30014-0982
Document Number	0035980333
Book / Page	003598 / 000333
Instrument Date	Aug 15, 2017
Instrument	9237
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 GREGORY RD COVINGTON GA 300140982, COVINGTON, GA 30014-0982

Mortgage

Document Number	35980335
Date	Aug 17, 2017
Book Page	003598/000335
Instrument	9238

Lender

Name	EVOLVE BK&TR
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2047

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,171.00 (-40.29%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$252,560 (+26.48%) Land $44,840 Building $207,720	$631,400 (+26.48%) Land $112,100 Building $519,300
2023		$199,680 Land $32,040 Building $167,640	$499,200 Land $80,100 Building $419,100
2022	$5,311.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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